Rating based on 28 reviews

ASB Credit Card


  • Apply online
  • Fast approval
  • Low rate cards

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ASB homepage

Author ASB. Screenshot of ASB website. [Accessed September 6, 2021]

About ASB

Ever since its establishment in 1847, ASB has been dedicated to serving the community, to supporting the growth of its clients in New Zealand and to achieving success and growth.

We have a long track record of achievement because we never stand still. We are constantly working towards satisfying the banking and money management needs of our clients which change with time.

A convenient loan service

We offer financial products and services which are efficient and convenient to use and which play a key role in helping people and businesses achieve their aspirations. Success is one of the major sources of inspiration for us. Whenever our customers reach a set goal, this is a success for us. We draw on this inspiration to perform even better and to achieve new heights. This is among the main reasons why we have over 1.3 million customers.

ASB Services

We have ASB credit cards to match the lifestyle of any New Zealander.

If you want to enjoy great extra benefits when you spend, you can opt for an ASB Visa card which comes with True Rewards. You earn rewards on each dollar that you spend. The rewards are redeemable at our online store and at participating stores such as House of Travel and Farmers.

Our cards have low fees and interest rates

They are much more simple to manage and cost-efficient to use than other personal and short-term loans. With our low-interest cards, you can manage your finances much more flexible. You can repay what you owe on purchases over several months thanks to the lower rate. We offer overseas use as an optional service.

ASB Credit card

  • Loan Type Credit cards

Benefits of ASB

  • Low rate credit cards
  • Earn rewards
  • Manage business cash flow effectively
  • Fixed interest rates

Simplify your finances & enjoy the extra added benefits

ASB Bank in Auckland offers a credit card alternative that has taken New Zealand to a higher level.

When you turn 18 years of age, there is nothing more energizing than having the capacity to purchase the things you need, with your own credit. This additionally shows your responsibility and ability to start managing your own money and gets you prepared for the enormous wide world ahead.

Qualifying for a credit card at ASB

At 18, you qualified to have your own Credit card from ASB Bank. When applying for your Visa, more often than not clients are stressed over the long application forms and the confirmation taken to endorse the process. Credit card and online loan applications through ASB Bank are basic, simple and fast.

ASB Bank offers clients the chance to get a credit card with low financing costs' and simple reimbursement terms. With a permanent wage, you can now stand to pay off your credit card every month over simple terms. Purchase what you need with the swipe of your card at any shop, or pay online for your shopping. It's never been less demanding to have entry to money when you require it. We are about making life more straightforward and financially simpler in New Zealand.

Use your new credit card for everyday things

These days, when making payment for particular things, you may require a credit card, particularly for buys made on the web. The credit card options we have are adaptable and offer more advantages long term. Build your credit portfolio once you have demonstrated that you are a mindful paying your instalments every month on time. Presently you can purchase what you need when you need it and pay it off at the end of the month.

Get more benefits from our credit card solutions:

  • Rewards cards, Low charge cards, Low rate cards, we have it all!
  • Gain rewards on your everyday purchases
  • Take you're shopping additionally compensating with True Rewards Dollars on all that you buy.
  • Gives you special offers and travel insurance.

Customer Reviews & Testimonials

I started working on my credit rating pretty late in life, so it came as no surprise that my score was only 522 at the time. I inquired at several banks, comparing deals, rates, and annual fees. ...

Skyler S.
— Hastings —

I’ve always been a pay upfront kind of guy, but when an unforeseen expense came knocking, I needed a little help getting by. ASB Bank offered a fast, competent service with reasonable interest ra...

Gale W.
— Wellington —

ASB Contact

Contact Number


  • not available


Physical Address

  • 174-180 Lambton Quay Wellington Wellington Region 6011 New Zealand
  • Get Directions

Postal Address

  • PO Box 35, Shortland Street, Auckland, 1140, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday 10:00 – 14:00
  • Sunday – Closed