Rating based on 60 reviews

Kiwibank Credit Card


  • Earn reward points
  • Get interest-free days
  • Low rate cards

In-page navigation

Kiwibank homepage

Author Kiwibank. Screenshot of Kiwibank website. [Accessed September 6, 2021]

About Kiwibank

Since 2002, Kiwibank has been providing financial products and services of the highest quality to New Zealanders.

We are a primary alternative to the major banks. We are set in 250 PostShops to ensure that we can help customers more quickly and efficiently by being closer to them. Currently, we have over 800,000 satisfied clients and their number is growing by the day.

We hold a variety of awards for excellence

Our range of personal banking products includes everyday and savings accounts and personal loans, credit cards and home loans. We offer investment and insurance solutions as well. Our business banking solutions include cheque and savings accounts, lending and merchant services plus investment and insurance. We have international banking services as well. We provide internet, telephone and mobile banking.

Kiwibank Services

The Kiwibank credit cards are designed to give you maximum flexibility and convenience.

Our low interest cards will help you cut down your costs without having to reduce your spending. With a Low Rate MasterCard, you can pay interest of just 12.90%. Our MasterCard Zero comes without account fees provided that you use it at least once every three months.

Earn Airpoints every time when you spend

Our MasterCard cards with Air New Zealand Airpoints Dollars come with a wide variety of benefits that you don't get from a regular person or payday loan. You earn Airpoints Dollars every time when you spend. You will enjoy better rates on purchases with the company and get access to their exclusive benefits. There are monthly draws for bonus Airpoints Dollars and good buys. Our reward cards in this category include low fees, standard and platinum MasterCard.

Kiwibank Credit card

  • Loan Type Credit cards

Benefits of Kiwibank

  • Low rate credit cards
  • Get up to 55 days interest-free
  • Balance transfer

Talk to us today about the benefits we offer with our credit cards

Kiwibank Credit Cards in Wellington New Zealand is something you just can’t overlook.

The comfort of having the capacity to swipe your card each time you eat out, shop at your most loved store or need to pay those startling bills that you didn't plan for. You get more than anticipated with your Kiwibank Credit Card. We have incredible credit card alternatives for our clients. Each transaction is processed with speed each time you swipe your card. The more you swipe, the more you gain. With no yearly expenses, you can bear to profit from this fabulous charge card offer.

A credit card can make your life easier

Giving our customers the point of preference for accepting the most recent creative monetary offerings in the nation. Your Visa has such a variety of rewards and benefits. Credit cards will make it simpler when shopping for things you need. No need to carry hordes of cash around with you, or if you just don’t have the amount of cash you need to purchase that certain item, just swipe your card and the item is yours - no need to apply for a personal loan or fill out any forms. Credit cards may furnish you with extra security if one thing you purchased is lost, harmed, or stolen.

The benefits of our credit cards

Every financial record will vouch for the very actuality that you acquired the item, with the date and store where it was purchased. Having a better than the average financial record is imperative for applying for credit, as well as further along the line when you wish to take out an advance. Your credit approval on your credit card will be confirmation that you can deal with your finances responsibly. Credit cards may be useful in times of crisis, for example, your car may need repairs or tyres which can be rather costly. Now you can just swipe your card to get rid of those hassles once and for all.

Customer Reviews & Testimonials

I wouldn’t exactly refer to myself as cheap, but I know a good bargain when I see one. Why pay more when you can pay less? And Kiwibank's many cashback rewards is a definite bargain in my books. ...

Belinda B.
— Wellington —

If you strive for excellence, or simply want to switch to a bank that goes that extra mile to suit your needs, Kiwibank is perfect for you.

Jacquelyn M.
— Auckland —

Kiwibank Contact

Physical Address

Postal Address

  • Kiwibank Limited Private Bag 39888 Wellington Mail Centre, Lower Hutt, 5045, New Zealand

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed