Rating based on 18 reviews



  • Reliable credit cards
  • Lower interest rates
  • No annual fees

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Westpac homepage

Author Westpac. Screenshot of Westpac website. [Accessed September 6, 2021]

About Westpac

Westpac has played a major role in the economy of New Zealand since its establishment in the 1860s.

For more than 150 years, we have assisted businesses to achieve growth with our flexible business finance and individuals to reach and maintain the lifestyle which they prefer. We have always been among the leading innovators in our industry, especially in the field of technology.

Our range of products and services

Our range of products designed for individuals includes bank accounts, personal and home loans, credit cards, insurance and investment solutions. Our business customers can take advantage of account and payment solutions, credit cards, business insurance and specialist services, resources and up to date financial information. We cater to agricultural entities and institutions as well. Our products are effective, cost-efficient and convenient. You can manage your finances easily and quickly with our online, telephone and mobile banking services.

Westpac Services

No matter what type of credit card you are looking for, you will certainly find the right product in the selection offered by Westpac.

The Low Rate Westpac MasterCard comes with an interest rate of just 12.95%. It gives you complete independence when it comes to making large purchases and resolving financial emergencies. Our hitpoints MasterCard is a great card to use for everyday purchases and other spending. It has the lowest annual fee among the credit cards in our range and enables you to earn hit points.

2 hit points for each dollar

Our Platinum MasterCard will give you 2 hitpoints for each dollar that you spend. It comes with purchase protection, extended warranty and travel insurance. The World MasterCard which we offer gives you first-class experiences. It gives you 3 hit points for every dollar spent plus hotel upgrades, access to airport lounges and concierge services.

Westpac Credit card

  • Loan Type Credit cards

Benefits of Westpac

  • Low rate credit cards
  • 55 days interest-free
  • Reliable online support

Apply for a credit card online & improve your cash flow today

Westpac in Warkworth offers an amazing and valuable credit card solution for their customers in New Zealand.

With Westpac, we remunerate you each time you swipe your card, which adds to the brilliant service delivery we offer our customers. We have a credit card solution to suit any way of life and within everybody's financial plan.

With our low rate Visa choice you can get

  • Low rates to diminish your Credit card costs.
  • Low rates with 55 days interest free on your purchases.
  • Pay for your purchases under $100 through cutting edge online innovation.
  • We have a portable online support of make life a little less demanding – credit card online.
  • Westpac Mobile Banking for on-the-go administration on your cell phone.
  • Yearly charge of $59.

Our standard rates on all purchases include

  • Purchases - 13.49% p.a.
  • Cash purchases - 21.49% p.a.

What advantages do we have for our current clients?

  • Cash in on your rewards
  • We offer assistance with travelling abroad
  • Manage your Credit card capable with our innovation
  • All exchange can be made abroad when travelling

Our versatile savings arrangement has made life much less demanding for the individuals who are on the go, and excessively caught up with, making it impossible to get to the bank. There are no extra charges on your mobile. We can offer an extra credit card to another cardholder at no additional expense. Our quick and straightforward online platform permits you to handle your account online from the solace of your home or office. Every Credit card is inserted with a security microchip, which discounts card extortion and unapproved actions. Our helpline is accessible all day, every day to our clients.

Buy whatever you want wherever you are

Having the ease of the Westpac charge card permits you to buy whatever you want wherever you are. Life can frequently display sudden bills which we don't expect, and having a charge card close by ensures that you don't need to begin applying for advances to pay these bills. Call our experts today, and inquire about how to apply. We also have an online application process to make life a little easier.

Customer Reviews & Testimonials

No one prefers to have a credit card, mainly because it comes with the temptation of overspending someone else's money, while yours stays safely tucked in your wallet. However, unexpected expense...

Brienne D.
— Whanganui —

Getting a student credit card is a lot like going out to buy a new pair of shoes. There are so many to choose from, different colours, special offers, and of course the pair of black stilettoes t...

Eila H.
— Ashburton —

Westpac Contact

Physical Address

Postal Address

  • Westpac, FATCA Operations, P.O. Box 934, Shortland St, Auckland, 1140, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed