Q Card

Q Card is a credit card used by thousands of New Zealanders, which provides clients with affordable credit from a trusted provider.

Consumer Finance Limited is a member of Flexi Card Groups and is the owner of the Q Card. Since 1973, Consumer Finance has become a popular and hugely successful credit card provider in New Zealand.

Why Q-Card is the talk of the town

Q Card is known for being one of the only credit cards NZ that provide clients with a minimum of 3 months to repay the amount owed without being charged credit. This applies to in-store and online purchases. Thousands of New Zeelanders use Q Card as their preferred credit card provider to access the above-mentioned service.

Q Card-The most preferred credit card

Q Card has become an innovative revolving credit product since its launch in 2004. The card's purpose is to provide cardholders with a pre-approved amount of credit that they can use on a large variety of famous New Zealand stores.

Get a credit card with a unique design

A very proud moment in the history of Q Card took place when the company relaunched the card in 2011 to give it a more modern look. The new colorful appearance of the card was introduced to the public through an innovative promotional advert. The company wanted to create a card that attracts the attention of the young entrepreneurs of New Zealand, as they are the future of the country.

Q Card is the perfect and easiest solution for those who need some credit to purchase their needs, thanks to the easy online loan inquiry process.

It is the perfect shopping partner to pay for big or small purchases, and it combines the benefits of a traditional credit card with a variety of interest-free deals and payment holidays.

Long-term interest-free deals

Q Card offers interest-free deals to their clients, making them one of the cheaper forms of credit in the country. It also allows clients to use payment holiday terms to help them cover their much-needed holiday expenses. Overall, the purpose of credit cards is to alleviate the user's stress and allow them to purchase what they need while still saving money.

Competitions, discounts, and exclusive offers

Q Card cardholders benefit from being the first to receive information about exclusive promotions, discounts and deals from popular stores. Clients can also take part in incredible competitions where they can win big prizes.

Get low-cost insurance deals 

Q Card provides insurance policies issued and underwritten by Cigna Insurance New Zealand Limited (Cigna). They offer three main products :

• Term life - provides a lump sum payment( free of tax) if the policyholder gets diagnosed with a terminal illness or passes away.
• Funeral plans - is a simple way for clients to ensure their loved ones that they have financial support during a difficult time.
• Accidental death insurance - issues a lump sum if the client accidentally passed away from a sudden accident.