Rating based on 64 reviews

Q Card


  • Competitive card offers
  • Rewards and discounts
  • Interest-free cards

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Q Card homepage

Author Q Card. Screenshot of Q Card website. [Accessed September 6, 2021]

About Q Card

Q Card is a credit card that is used by thousands of New Zealanders across the island country, providing them with affordable credit.

It is also a product of Consumer Finance Limited, which is a member of the Flexi Cards Group. Flexi Cards Group was founded in 1973 and has managed to become a popular and hugely successful New Zealand company that delivers competitive financial services to its clients.

A New Zealand favourite

Launched back in 2004, it is an innovative revolting credit product. The card provided cardholders with a balance of pre-approved credit that they could use to make purchases in a large variety of popular New Zealand stores.

A creative design

Q Card was relaunched in 2011 with a new creative design that looked modern and edgy. The new appearance was more colourful and it was joined by an innovative promotional advert that caught the attention of many people. The design is often preferred by young, trendy New Zealanders who are looking for their first credit card

Q Card Services

A popular New Zealand credit card, Q Card has been a favourite for over a decade, providing locals with much-needed credit for spending on things they need and want.

Our trendy credit card is your perfect shopping partner to pay for purchases both big and small. It combines the benefits of a credit card with a variety of interest-free deals and payment holidays.

Long-term interest-free deals

We offer cardholders a range of competitive interest-free deals and payment holidays. Whether you are planning a holiday or making some renovations and decorating changes to your home, you can pay for the larger purchases using our interest-free or payment holiday terms that give you some ‘breathing space’.

Competitions, discounts and exclusive offers

If you are a Q Card cardholder, you can be first in line to receive information regarding exclusive promotions, discounts and deals from a series of popular stores. You will also have the opportunity to enter competitions for a chance to win truly amazing prizes. 

Q Card Credit card

  • Loan Type Credit cards

Benefits of Q Card

  • Competitive interest-free credit card deals
  • Exclusive offers and discounts
  • Apply for a payment holiday

Get a credit card through Q Card and discover the benefits we have to offer

Q Card has managed to become a popular credit card in New Zealand over the past 13 years. 

Applying for a Q Card

Applying for a Q Card is incredibly easy and it comes with many benefits, including facilitating a great substitute for quick loans and short term loans. All you need if you want to get access to tons of interest-free deals and an affordable credit card, is a form of identification consisting of either a current passport, a New Zealand driver’s license or a firearms license.

In addition to an identification document, you will need one of the following:

  • A registered bank issued Credit Card (Visa or MasterCard)
  • American Express
  • Debit Card
  • Diners Club Card
  • Eftpos Card
  • Farmers Finance Card

Customer Reviews & Testimonials

I really appreciate the generous interest-free period, great product!

Maggy C.
— Gisborne —

Excellent customer service and good credit card option. Plenty of benefits.

Maria H.
— Hastings —

Good service and an affordable credit card option!

Salia H.
— Wellington —

Q Card Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:30 – 18:00
  • Tuesday 08:30 – 18:00
  • Wednesday 08:30 – 18:00
  • Thursday 08:30 – 21:00
  • Friday 08:30 – 21:00
  • Saturday 09:00 – 18:00
  • Sunday 09:00 – 18:00