Rating based on 13 reviews

Alternate Finance

Updated
  • Debt consolidation up to $1,500
  • Low-interest starting from 13.95%
  • Repayment up to 3 years
Alternate Finance homepage
Author Alternate Finance. Screenshot of Alternate Finance website.
[Accessed March 7, 2023]

About Alternate Finance

Alternate Finance, established in 1983, guarantees that its customer service is centered on providing the most professional loan services available.

They will always make time for you

Even if it means working late to ensure you receive the finance when you need it, Alternate Finance is committed to making it happen. If you face challenges with making repayments, they will always take the time to sit down with you and find a solution. Understanding that financial decisions often arise at any time – they aim to be available whenever you need assistance.

Consolidate your debt

Alternate Finance offers debt consolidation loans to help you manage your debt. Whether you prefer making small weekly payments or larger monthly ones, you can choose the repayment schedule that suits you best – they are the lender of choice!

Alternate Finance Services

Loan requirements at Alternate Finance go beyond just your credit rating—they focus more on the security you can offer rather than solely on your income.

If your credit rating is below average, you can still borrow money. With flexible repayment options and terms tailored to suit your situation, Alternate Finance makes the process easy. You'll also receive a better interest rate, so why pay more through dealer finance? Visit their Loan Rates Comparison Page to see how they stack up against other lenders.

Low-interest rates to get you debt-free faster

Alternate Finance offers very competitive loan rates compared to many other lenders. Low-interest personal loans are particularly important when consolidating debt because the less you have to pay in interest, the more money you’ll have for the things that truly matter!

Alternate Finance – Consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate 13.9526.98% p/a
  • Loan Amount up to $1,500
  • Repayment 6 months to 3 years

Benefits of Alternate Finance

  • Apply online fast
  • Flexible repayment terms
  • Lower interest rates

Live a debt-free life by applying for a debt consolidation loan with Alternate Finance

Alternate Finance is a much-respected financial services provider that operates from offices in New Zealand.

Since the company was founded over 30 years ago, they have provided countless local New Zealanders with personal loans, emergency loans, debt consolidation loans, quick loans.

Their affordable debt consolidation loans help with:

  • Baycorp bills- they can pay them off and clear your bad credit rating
  • They can turn your accumulation of bills into one easy payment
  • Pay an unexpected bill
  • Repay other loans or hire purchases
  • They will create one easy payment to manage all your outgoings that are within your budget

Alternate Finance can help you manage your debt with their easy debt consolidation loans. Whether you would like to pay a little each week or make a bigger payment every month – select whatever suits you best with their debt affordable consolidation loans.

Customer Reviews & Testimonials

Alternate Finance offered me the lowest interest rate on my loan so I was able to actually save money and pay off my debt faster!

Zack D
— Dunedin —

Excellent services from their consultants and the interest rate is amazing.

Bernard H
— Napier —

Alternate Finance Contact

Contact Number

E-Mail

  • not available

Website

Physical Address


Postal Address

  • PO Box 7130, Sydenham, Christchurch, 8240, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed