Alternate Finance

Alternate Finance-based Christchurch company was established in 1983 and we guarantee that our customer service is focused on you and the most professional loan services available.

We will always make time for you

Even if we have to work late in order for you to get the finance when you need it, we’ll do it! If you have an issue with paying your repayment we will always take time to sit down with you and find a solution. We understand that financial decisions need to be made at all hours of the day and night, so we aim to make time for you whenever you need it.

Consolidate your debt

We can help you manage your debt with our easy debt consolidation loans. Whether you would like to pay a little each week or make a bigger payment every month, choose what suits you with our debt consolidation loans.

Loan requirements to obtain loan approval go beyond your credit rating at Alternate Finance – we prefer to look at the security you have rather than your income.

If your credit rating is below average, you can still borrow money. With flexible repayments and terms to suit your situation, we make it easy. You will receive a better interest rate – why pay more through dealer finance? See our Loan Rates Comparison Page to see how we stack up.

Low-interest rates to get you debt-free faster

We offer very competitive loan rates compared to many other lenders. Low-interest rates personal loans are very important when consolidating your debt because the less you have to pay, the better off you are with extra money to spend on the things that really matter!