Rating based on 43 reviews

First Credit Union

  • Debt consolidation up to $15,000
  • Low-interest starting from 22.95%
  • Repayment up to 3 years

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First Credit Union homepage
Author First Credit Union. Screenshot of First Credit Union website.
[Accessed March 7, 2023]

About First Credit Union

With a history of over 60 years, First Credit Union is a leading provider of banking and financial products and services.

They are dedicated to clients and make it their prime goal to offer them flexible banking services instead of working towards a profit. These banking and financial services and products include personal loans, savings accounts, insurances, and term investments as well as banking accounts.

Easy online applications 

The money which First Credit Union is collecting from their customers is the same money that is helping someone else with their loan. This is an effective mechanism for achieving better interest rates and low fees. Every member who banks with them is entitled to a copy of their annual report and invited to attend First Credit Union’s annual general meeting to have their say.

It is easy to become a part of their membership. You are welcome to apply for a loan online on their website. They will then contact you to inform you regarding the next steps.

First Credit Union Services

First Credit Union can tailor a consolidation loan to make the payment smaller than the total amount which you are currently paying.

This will give you more money to spend during the month as well as decrease your monthly worries. You can apply for debt consolidation online via their website, over the telephone, or in any of their branches. You will only be required to show them proof of your existing debt which will allow them to tailor a loan according to your needs.

Your Debt Consolidation partner

Debt Consolidation loans - First Credit Union in Hamilton Can Help! Credit cards, store cards, accounts, overdrafts, individual advances - having to pay all of them back can get too much at times!

Take the next step to financial freedom and speak with First Credit Union about joining all your debts into one straightforward reimbursement. Odds are you'll spare hundreds of dollars by doing so.

First Credit Union – Consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate from 22.95%
  • Loan Amount up to $15,000
  • Repayment 6 months to 3 years

Benefits of First Credit Union

  • Low rate loans
  • Tailored debt consolidation loans
  • A simple online loan application

With lower interest rates & outstanding service, we are the preferred debt consolidation partner

First Credit Union has been offering New Zealand and surrounding areas assistance with their financial issues for over 60 years.

Additionally, they offer guidance, assistance, and responsible lending to all who require fast loans. They are a 100% New Zealand owned accredited firm and are dedicated to making your own accounts less demanding and more sensible.

First Credit Union believes that it's vital to go into certain areas and converse with individuals about what they do and why it's critical to be in control of their finances! They make their service personal and face to face to make sure that their customers know that there is a solution to their financial issues.

You are first priority

With the other organizations in partnership, they can present to you a range of incredible personal loan products to suit your individual needs. Their services go beyond the call of duty and they will make sure to deliver on their promises and expectations of their clients.

Whatever your loan needs may be, First Credit Union will search for the right rates and premiums to suit your budget, to ensure your quality of life is not completely ruined by a wave of financial obligations. Why not call them or visit their closest branch. Speak to one of their advisers and find the best-suited loan for your ideal needs. 

Customer Reviews & Testimonials

I have been a member of FCU for a while now and when I was in trouble, I knew I could turn to them to help me out. Best credit provider!

Matthew D.
— Tauranga —

They didn't just help me with a loan, they helped me work out a budget I could follow. Great service!

Sami S.
— Invercargill —

First Credit Union Contact

Physical Address

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed