Rating based on 29 reviews

ANZ Debt Consolidation


  • Debt consolidation up to $40,000
  • Low-interest starting from 17.95%
  • Repayment up to 5 years

In-page navigation

ANZ homepage

Author ANZ. Screenshot of ANZ website. [Accessed September 6, 2021]

About ANZ

ANZ New Zealand plays a key role in helping New Zealanders to achieve their financial goals with confidence.

We offer a wide range of financial products and services via our brands including ANZ, UDC Finance and OnePath. We are one of the largest companies in the country in terms of profit and assets and offer affordable debt consolidation loans.

Effective debt solutions

We provide effective financial solutions to individuals and families, small businesses and farms, large corporations and institutions. We have more than 9,000 employees with diverse backgrounds and specialisations who enrich our business. We have well-established sustainable business practices as part of our corporate responsibility policy, a volunteering programme and Staff Foundation to contribute to communities and to the sustainable development of the country.

ANZ Services

We offer simple and effective debt consolidation solutions. With an ANZ personal loan, you will have just one payment to make. The interest rate can be much lower than those on your credit cards and hire purchase deals.

This will help you reduce the cost of borrowing. You can make extra payments without being charged a fee to save even more. The term of the loan is adjustable so that the payment amounts match your budget.

You can choose your loan terms

You can use our debt consolidation calculator to determine how much you can save when you will be able to repay the loan in full and what the size of the payments will be. With us, you can consolidate debt from credit cards, store cards, overdrafts and personal loans from other lenders. We can help you with other forms of debt as well.

ANZ Consolidation loan

  • Loan Type Debt consolidation
  • Interest Rate 17.95 – 18.95% p/a
  • Loan Amount up to $40,000
  • Repayment 6 months to 5 years

Benefits of ANZ

  • Quick online loan applications
  • Flexible terms and conditions
  • Lower interest rates

Debt consolidation is an effective method to regain control over your finances

ANZ Bank offers debt consolidation loans in Hamilton that can take the load off your budget.

Why would it be advisable for me to merge my debts into an ANZ Consolidated Loan? Juggling loads of debt, for example, credit cards, overdrafts and other debts can be upsetting.

Merging those debts into only one ANZ debt consolidation Loan can make your life less demanding and could spare you on interest costs. Here's the reason: With only one standard reimbursement to make, you won't need to monitor distinctive due dates and reimbursement sums – it's less complicated and much more straightforward.

One affordable monthly payment

The financing cost for an ANZ Personal Loan can be lower than other types of credit – like charge cards and clothing accounts, so you could decrease your advantage costs. You can make additional reimbursements at whatever time you like, without any extra charges.

You can change the length of the advance so the reimbursement amounts suit your financial plan, in addition, you can pick between week by week, fortnightly or month to month reimbursements. Utilize our debt consolidation calculator to work out the amount you could save by uniting every one of your debts with an ANZ debt consolidation Loan.

What amount will my reimbursements be?

Your reimbursements rely upon what extent you need to reimburse the credit. Which means, depending on how much you need to borrow? Our helpful calculator can also assist you to determine how much you will have to pay back each month on the amount you initially need. You can also apply for your loan online via our website. 

What kind of debts would I be able to solidify?

You can solidify debt from Mastercards and credit card overdrafts, store cards, other loans, and all other debts you have accumulated over the months or years. We will likewise consider different types of debt, so contact us today to discover how we may have the capacity to offer assistance.

Customer Reviews & Testimonials

ANZ Bank has been my go-to bank since I was 18 years old. A few tears back, life happened and I ended up with more debt than I could manage, ANZ Bank offered me a personal loan to help consolidat...

Willow P.
— Napier —

I used to be so stressed about all of my debt and keeping track of payments and missed payments became too hard, ANZ Bank fixed that problem and helped me consolidate all my debt under one paymen...

Chalee R
— Nelson —

ANZ Contact

Contact Number


  • not available


Physical Address

Postal Address

  • Private Bag 92210 Victoria St, West Auckland, 1142, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed