Rating based on 44 reviews


  • Home loans up to $200,000
  • Low-interest starting from 6.98%
  • Repayment up to 5 years

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Author HSBC. Screenshot of HSBC website.
[Accessed March 7, 2023]

About HSBC

The present highly competitive environment requires individuals and businesses to use effective financial management solutions in order to succeed.

HSBC has been assisting its customers with meeting their requirements and managing their finances for 150 years. The bank was established in Hong Kong and Shanghai in 1865. It has been in New Zealand for over 25 years now and offers a range of solutions including home loans, personal and business loans online.

HSBC has a global presence

The highly qualified and experienced relationship managers use their expertise to assist individuals and businesses with reaching their goals in the most efficient and effective way. The bank has operations in some 80 countries and territories on six continents and transacts in over 90 different currencies. It uses both local and international resources to ensure the success of its customers at the personal, professional and business levels.

HSBC Services

It is exciting to buy a new house, but the process requires time, effort and extra care.

With the specialist assistance of a dedicated relationship manager, you will use a home loan which is specifically tailored to your needs. We offer a range of loan options which are designed to suit various lifestyles and budgets.

Our interest rates are competitive

You can select the term. Our premier fixed rate home loan is designed to help you plan the repayment fully and to have complete certainty with paying the regular instalments. Alternatively, you can opt for the flexibility which our premier floating rate loan has to offer. With it, there are no penalty charges for early repayment. We provide construction, foreign currency and home equity loans as well.

HSBC – Home loan

  • Loan Type Home loans
  • Interest Rate 6.9829.99% p/a
  • Loan Amount up to $200,000
  • Repayment 1 year to 5 years

Benefits of HSBC

  • Compare home loan features
  • Fixed-rate home loans
  • Floating rate home loans

We offer our clients easy & straightforward home loans

HSBC in Auckland offers home loan options to suit all New Zealanders. We can help you get the house you need with the upsides of our products, bits of knowledge, experience and product knowledge, and offer you some assistance with getting the house that is a good fit for you. We have an assortment of home credit alternatives for our customers to browse through.

You can work out the amount you are qualified to borrow, and additionally your month to month reimbursement terms with our convenient credit calculator or let one of our consultants assist you directly. Our loan specialists will help you at every progression of the house hunting adventure. As a customer, you'll have the capacity to check your subtle elements and modify your reimbursements online and even pay your home loan off before arranged.

You can get an additional loan

Build your existing home credit In case you're considering revamping your home further down the line or simply need additional cash, getting additional money through your current home advance is one of the alternatives we offer our customers.

Obtain an additional personal loan at a low-interest rate

You can obtain additional assets through your current home advance while not freeing yourself of your current credit or taking out a different personal loan, making a simpler approach to get money when you require it. You'll be paying a home advance rate of interest, which may be a lot more beneficial than taking out a totally new advance.

It’s a lot easier than you think

The amount you'll obtain relies on upon your money related circumstance furthermore the instalments you have made on your current home advance. We have a list of criteria we will discuss with you when you decide to apply for a loan. Why not call or email us today, let us help you take the first step to own your own home. 

Customer Reviews & Testimonials

HSBC has been my financial solution to everything from personal banking, business banking and when I needed a home loan I knew I would be using their excellent service again.

Clayton C
— Lower Hutt —

A pleasant consultant helped me and my wife apply for our home loan. Smooth and easy experience.

Conor H
— Invercargill —

HSBC has always been excellent, I looked into getting a home loan and they offered affordable rates and I decided the repayment term. Their team of consultants are world-class.

Jacob M
— Christchurch —

HSBC Contact

Physical Address

Postal Address

  • PO Box 5947, Wellesley Street, Auckland, 1141, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed