Rating based on 70 reviews

The Home Loan Shop

  • Home loans up to $250,000
  • Low-interest starting from 5.0%
  • Repayment up to 30 years

In-page navigation

The Home Loan Shop homepage
Author The Home Loan Shop. Screenshot of The Home Loan Shop website.
[Accessed March 7, 2023]

About The Home Loan Shop

Thousands of home buyers and property investors in Wellington have used the professional services of The Home Loan Shop to achieve their goals in the most efficient manner.

If you are planning to buy your first home or to invest in a property, you can turn to us to receive full assistance with two of the main aspects of the purchase process - finance and insurance.

We have a range of quality financial products

We will make the entire home buying process smooth and hassle-free for you. Our range of partners includes leading banks, smaller lenders with narrower specialisation and major insurance companies. We have built strong partnerships with the institutions with which we work with to ensure that our clients will receive the best quality financial products which meet and exceed their expectations. 

The Home Loan Shop Services

The purchase of a home does not have to be a challenging and stressful task.

The specialists of The Home Loan Shop are here to make it easier and simpler for you. Our team of mortgage and insurance experts will assist you with absolutely any part of the process. 

We will assist you with the loan process

Our main goal is to find the most suitable finance for you. We work with a variety of lenders to provide flexible and money-saving home loans. We will take you through the application, approval and settlement to ensure that you will get exactly what you want in the end. We can arrange preapproval if you have not found the ideal home yet. You can use our allied services providing valuation and building inspections as well. Our service is completely free.

The Home Loan Shop – Home loan

  • Loan Type Home loans
  • Interest Rate 5.029.99% p/a
  • Loan Amount up to $250,000
  • Repayment 1 year to 30 years

Benefits of The Home Loan Shop

  • Refinancing options
  • Affordable home loans
  • Conveniently apply online

Quick & easy online home loan application; we like to make it convenient for our clients

The Home Loan Shop in Wellington New Zealand offers Home Loans that will change your point of view when needing to purchase another home.

Picking a suitable loan specialist for something as essential as purchasing a home doesn't need to be a troublesome and traumatic experience in life. This is an energizing time; we need to be happy and confident during his most phenomenal part of life's endeavours.

Brilliant rates and complete all round good service

Getting the credit you need to purchase your home ought to be pretty much as energizing, that is the reason we focus on making your involvement with us, a happy one. Our clientele will testify for the brilliant rates and complete all round good service they receive from our team. We definitely do go the extra mile for each of our customers, ensuring you see real value in your decision for getting your home loan through The Home Loan Shop. It’s not often clients can say they received a total service from one firm, and this is what we offer. A complete all rounded service with a customer approach as our goal, giving you what you need when you need it.

Terms in regards to your home loan

  • Up to thirty years to pay up your home loan
  • No additional yearly or month to month charges
  • Additional Repayments can be made towards your loan at no extra costs
  • Redraw cash once you have paid your term loan
  • Phone and web access to your account for updates on your statement

You will profit by the best home credit alternative the nation brings to the table. Decide on The Home Loan Shop home advances, and get the best answer for purchasing your new home. Call us today, and let’s examine further choices with you. Our simple online loan application process permits you to apply effectively through the web, for fast, efficient service delivery.

Customer Reviews & Testimonials

I usually prefer instant loans, for their quick approval rate, but when I needed a bit more buck in my bank in order to finance my first home, The Home Loan Shop surprised me. I applied online, ...

Hector S
— Rotorua —

Reasonable fixed rates. Easy to use the website.

Dean N
— Tauranga —

Worth checking out if you are fed up with being treated like just another dime in the vault.

Christopher C
— Christchurch —

The Home Loan Shop Contact

Physical Address

  • 6142, 82a Victoria St Wellington Wellington Region 6011 New Zealand
  • Get Directions

Postal Address

  • PO Box 24305, Wellington, 5010, New Zealand

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 08:30 – 17:30
  • Saturday – Closed
  • Sunday – Closed