Rating based on 24 reviews


  • Home loans up to $200,000
  • Low-interest starting from 0.5%
  • Repayment up to 30 years

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[Accessed March 7, 2023]

About interest.co.nz

Since 1999, www.interest.co.nz has been assisting New Zealanders with the comparison of interest rates across credit and deposit products and finance companies and banks.

It is a leader in its field. It is truly comprehensive. The interest rates displayed on the website are updated many times a day to ensure that all the information which users receive is accurate.

The free online rate comparison service

The company is completely independent. It is not affiliated with any financial institution or advisor. The provided information comes from extensive databases and advanced market intelligence. The team of professional analysts conducting the research and compiling the data is directed by David Chaston. We are constantly working to guarantee a service of the highest quality to the people who have to make important financial decisions.

interest.co.nz Services

The majority of homebuyers in New Zealand use home loans to finance the purchase. These loans are available from banks, credit unions and other finance companies.

The conventional mortgages require a deposit of 20% while the Welcome Home Loans require a 10% deposit. You can select from loans with floating and fixed interest rates. The rate can be fixed for various periods.

The tailored repayment plans

As the most comprehensive online source of interest rate information, www.interest.co.nz enables you to compare a wide variety of home loans and to identify the product which is most suitable and affordable for you. Most lenders offer a variety of flexible repayment structures. In addition to the traditional table loan, there are interest only and revolving credit mortgages

interest.co.nz – Home loan

  • Loan Type Home loans
  • Interest Rate 0.525.5% p/a
  • Loan Amount up to $200,000
  • Repayment 1 year to 30 years

Benefits of interest.co.nz

  • Quickly compare loans
  • Apply online
  • Competitive interest rates

From lower interest rates and flexible repayment terms, we offer it all

interest.co.nz offer home loan choices to suit everybody in Auckland New Zealand. Purchasing another home, particularly a first-time property holder can be very much an overwhelming situation. Attempting to locate the right calibre of people who have expertise in this industry is not always easy. interest.co.nz take the bother out of home finance and home searching and offer budgetary help with advantages for every one of our clients.

Picking the advance that suits you

We will help you from the very first moment, with your starting application into what as well as what you can afford to spend on your home, and what loan cost arrangements will suit you and your financial plan best. We will apply for the home loan on your behalf for your benefit, you simply need to connect complete the application requirements, and forward us your information. 

Use our online home loans calculator

Our Loan repayment calculator sets a clear path for our customers to Work out what their home loan reimbursements will be with the different credit choices and amounts. interest.co.nz will be there all through the lifetime of your advance to help you with any worries or issues you may have amid the application and in addition, after your advance has been endorsed.

As opposed to a few of our competitors, we offer a private administration where you will be given a committed specialist, who will know your whole story, and build an association with you. We pride ourselves on our administration that has awarded us thousands of very happy clients over the years. We endeavour to convey on our services in record time, permitting you the money rapidly to purchase the home you have always wanted.

Making your dream of owning a home a reality

We'll make owning your home a reality, and relieve you from the anxiety of all the organising and paperwork. Our consultants are always on hand to take your call and answer any of your questions. Call us today or make an online loan application, make the move – to your own home.

Customer Reviews & Testimonials

My partner and I decided to leave behind the tedious chore of renting and look into purchasing our own home. Interest.co.za took into consideration that we were first time byers and offered us th...

Carol-Anne B
— Auckland —

All-round consistency in everything they do. Reliable, accommodating staff.

Amanda Y
— Wellington —

Interest.co.za is not just out to make a profit. They care about their clients and always go that extra mile to ensure that their needs are met.

Greig D
— Christchurch —

interest.co.nz Contact

Physical Address

Postal Address

  • PO Box 47-756, Ponsonby, Auckland, 1011, New Zealand

Opening Hours

  • not available