Rating based on 58 reviews

Sovereign Go Home Loans

  • Home loans up to $500,000
  • Low-interest starting from 20%
  • Repayment up to 10 years

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Author Sovereign. Screenshot of Sovereign website.
[Accessed March 7, 2023]

About Sovereign

Sovereign is a provider of personal, business and health insurance, home loans and investment and superannuation solutions.

We have been in business since 1989 and we are currently the largest life insurer in New Zealand. More than 650,000 clients use one or more of the products from our diverse range.

We bring innovation with our loans

We introduced the sale of insurance products exclusively through financial advisors in the country. As a result, our clients have always enjoyed personal loan service and expert advice. We understand what our customers require and that their needs change over time. That is why we are constantly working to bring even greater improvement. We assist our customers in taking full control over their lives and enjoying the lifestyle which they prefer.

Sovereign Services

You have firm plans for buying a house and getting the best home loan deal is one of your main priorities.

You want to obtain a sufficient amount of finance and to save on interest as well. We present to your attention a highly effective solution - the Sovereign Go Home Loan. It combines the benefits of a home loan in NZ and those of a transaction account to enable your money to work more effectively for you.

Flexible and cost-efficient home loans

The loan is suitable for first home buyers, investors and those planning to build their own house. It is flexible and cost-efficient. It will enable you to save thousands that would otherwise go towards interest and fee payments. You will have a borrowing limit that is reduced over time to enable you to manage the mortgage in the most efficient way and pay it off more quickly.

Sovereign – Home loan

  • Loan Type Home loans
  • Interest Rate from 20%
  • Loan Amount up to $500,000
  • Repayment 1 year to 10 years

Benefits of Sovereign

  • Flexible and affordable home loans
  • Choose the best home loan option
  • Mortgage protection

A home loan from Sovereign Services, is the perfect financial solution

There is no one size that fits all when it comes to fitting a personal loan with your individual needs. We comprehend that everybody has diverse and one of a kind needs with regards to finances and getting finance options.

Your dream home can become a reality

That is the reason we have one of the greatest scopes of loans and choices to suit every one of our customers’ needs, regardless of whether you are:

  • Buying your first home
  • Self-employed
  • Refinancing your existing property
  • Purchasing a vacation property

Which loan option works best for you?

What's more, with adaptable decisions like savings bonds, crossing over advances and settled accounts, owning your home has never been less demanding. Our home advance experts can set aside an ideal opportunity to get you the best guidance and choices concerning you, your objectives and getting necessities, then direct you on the home loan that will fit your needs. Contact your closest SOVEREIGN branch in New Zealand to talk about the best arrangement for your home loan requirements. Purchasing your first property is really scary. It’s in all likelihood the biggest decision you will take in your life.

Tips and guidance on everything

We are furnished with valuable information, tips and guidance on everything from an approach to see the best possible home credit, deliver a financial plan, to making a smooth move for your home loan benefit. Purchasing a house can be both a standout amongst the most energizing and greatest money related responsibilities you're liable to make in life. As a home moneylender, we see that it is so critical to get the best arrangement – one that suits you, and can spare thousands in premium and charges over the term of your credit.

Since Sovereign Go Home Loan can be your home credit and regular exchange account in one, you can maintain a strategic distance from extra expenses included with various accounts, offering your financial situation some assistance.

Customer Reviews & Testimonials

Buying a new house is as terrifying as it is exciting. Even more when you are building it from the foundation up. My husband and I have been saving and had a fairly decent budget to work with, bu...

William S
— Gisborne —

COMPANY NAME's website is easy to use and jam-packed with the need to know information. Perfect for those who don't have the time to drive out to the nearest branch and wait around in lengthy cue...

Justin B
— Lower Hutt —

Banking done right!! I recently refinanced my loan from the 20-year plan to a 10-year bond, and Sovereign Services Limited was quick to help me with the process.

Emile R
— Whakatane —

Sovereign Contact

Physical Address

  • Sovereign House 74 Taharoto Rd Takapuna Smales Farm 0622 New Zealand
  • Get Directions

Postal Address

  • Private Bag Sovereign Victoria Street, West Auckland, 1142, New Zealand

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed