Rating based on 45 reviews

NZ Home Loans

  • Home loans up to $200,000
  • Low-interest starting from 4.69%
  • Repayment up to 7 years

In-page navigation

NZ Home Loans homepage
Author NZ Home Loans. Screenshot of NZ Home Loans website.
[Accessed March 7, 2023]

About NZ Home Loans

New Zealand Home Loans has been providing mortgages and insurances to their clients for over 20 years.

They have helped their clients to pay off their mortgage before the term ends and to save over $27,000,000. NZ home loans is one of the leading home loan companies with loan volume transcending $4 billion as well as having more than 70 offices across the whole country.

Supporting their clients till the end

NZ home loans offer financial solutions which are highly customized to meet your individual needs. They achieve exceptional results and get recognition for it.  In 2012 and 2013, their company won the Deloitte fast 50 award for being one of the mature businesses achieving the fastest growth. In 2013, it was given the Waikato business supreme award for Business of the Year.

NZ Home Loans Services

As a home loan and insurance provider with over 15 years of experience in the industry, New Zealand home loans has built a solid reputation among its clients and in the business world as a whole.

Their award-winning service is designed to help New Zealanders save on the mortgage rates which they pay on home loans and to repay their debt early so that they can achieve the financial goals which they have set for themselves.

Home loans NZ provides stability

Their customers are currently saving over $29 million on interest as they enjoy the benefit of shorter mortgage terms. You can achieve this as well. When looking into using their expert assistance, you can visit any of NZ home loans' 70 branches nationwide. You can get started on their website and apply for a loan online.

NZ Home Loans – Home loan

  • Loan Type Home loans
  • Interest Rate 4.6929.99% p/a
  • Loan Amount up to $200,000
  • Repayment 18 months to 7 years

Benefits of NZ Home Loans

  • Sustainable energy loan
  • Insurance options
  • Use your loan to become debt free

The New Zealand Home Loans process is simpler than ever to afford your own home!

You get to meet their experienced consultants for assistance with your home loan.

The initial phase in the New Zealand home loans procedure is for you to take a seat with one of their advisors, who will guide you in the right direction towards your dream home.

This initial stage may take to 2 to 3hrs as your expert will set aside an ideal opportunity to proceed with an intensive audit of where you are at present with your finances, what you'd like to accomplish and examine how New Zealand home loans could offer you some assistance with achieving your objectives and lessen your stress of obtaining a home loan. It can be done much quicker than you imagined.

How to apply

  1. Submit an online loan application and get an endorsement. The following step is to present your application.
  2. Your expert consultant will go over the application structure with you as well as inform you regarding the required documentation. Once your application has been submitted to their moneylenders you'll hear from them within 2-5 working days.

Online home loans

When your quick loan NZ is approved they'll additionally set you up with your one-of-a-kind account_mydebtnav.co.nz. All the financial and spending agenda data, also any objectives or developments that they talked about in your introductory meeting will be entered and this will formulate the terms of your agreement.

Amount you can borrow for an NZ home loan

By using mydebtnav, you can help NZ Home Loans set up your budget (spending plan), your objectives and after that keep tabs on your status, by making use of the day-to-day developments of your home credit account.

Part of their obligation towards their clients consists of the following conditions, that once your application has been affirmed your assisting consultant will then set up a complete risk management plan as well as meet with you to talk about the progress.

This is a commitment-free arrangement that will work with those protection items. It would be reasonable for you to consider it, as it guarantees that your finances and family will be securely protected.

Customer Reviews & Testimonials

NZHL is the ideal choice, whether you're a first - time buyer or looking into financing your second home. I am a real estate investor and forever looking for the next best investment opportunity....

Shaun K
— Napier —

When our roof unexpectedly caved in due to water damage, I didn't have the money to repair the damage. I considered using my credit card, but my friend suggested giving New Zealand Home Loans a c...

Neil C
— Hamilton —

NZ Home Loans Contact

Physical Address

Postal Address

  • PO Box 161, 903 Victoria Street, Hamilton, 3204, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed