Rating based on 29 reviews

Pretty Penny Loans


  • Instant loans up to $500
  • Low-interest up to 365%
  • Repayment up to 42 days

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Pretty Penny Loans homepage

Author Pretty Penny Loans. Screenshot of Pretty Penny Loans website. [Accessed April 17, 2018]

About Pretty Penny Loans

Do you want to know who the preferred lender is as per New Zealanders?

Pretty Penny Loans have been helping New Zealanders obtain instant cash loans at affordable interest rates whenever they need some quick cash in cases of emergencies or when unforeseen expenses arise.

Well-established and reliable

We are a very transparent lender - you can find out exactly what a quality instant cash loan from Pretty Penny Loans will cost you and this will include the interest and $24 set up fee, which is standard for all of our loans.

Furthermore, we also allow people to apply online - simply put, we value your time and your business and do our best to make the process as simple and quick as possible.

Unforeseen expenses? No problem

Instant cash loans from Pretty Penny is perfect for paying overdue bills, tiding you over until your next paycheck comes through and even repairing a broken-down car.

If you need a short-term loan - Pretty Penny Loans is the best place to get it - we offer lower rates than our competitors, have one of the best customer service standard and very flexible repayment and loan term options.

Pretty Penny Loans Services

Potential clients can expect as many benefits as possible, including high approval rates, a short loan application process, quick deposits and so much more on loans ranging from $50 to $500.

Apply for a loan between $50 and $500

We offer affordable instant cash loans of between $50 and $500 to any NZ resident who can provide a bank statement. That's right - all you need is your bank statement and other basic information.

In addition, we have some of the most competitive rates on the market and have very flexible repayment terms that can make it easier for you to repay the loan without incurring vast amounts of debt in fees and interest.

Choose a repayment period that suits you

You have the option to repay your loan in one to four instalments and in between one to eight weeks, our very flexible repayment option help people who need credit but cannot afford to repay the entire loan sum in one single payday. Our application and approval process can be completed from the comfort of your own home in just 20 minutes - either online or via the telephone.

Pretty Penny Loans Product Details

  • Loan Type Instant loans
  • Interest Rate 365%
  • Loan Amount up to $500
  • Repayment 7 days to 42 days

Summary of Services

  • High loan approval rates
  • Quick online loan applications
  • Flexible repayment terms

Countless New Zealanders are choosing Pretty Penny as their go-to lender

Pretty Penny offers their clients many benefits in terms of quick financing and it is not hard to see why they are as popular as they are. This is a reputable lender that is the perfect choice for anybody new to the lending process.

Quick loan application

Once you are ready to apply for a loan at Pretty Penny, you can complete the simple online loan application that can be found on their website or request a call back by completing the online callback form.

If you do not want to apply online you can also call Pretty Penny and they will gather all the information that is needed in order to process your same day loan application and provide you with an affordable instant cash loan.

Existing customers simply need to send a text message or log into to the existing customer section on their website where you will be able to apply for a loan in under two minutes.

Customer Reviews & Testimonials

With a low-interest rate and a 2% processing fee, I reckon I made a good choice roping Pretty Penny Loans to handle all my future loans. They don't waste my time, which I appreciate, and operate ...

Carlos T
— Gisborne —

PPL helped me finance my first business back when I was an aspiring entrepreneur, now, years later and a franchisee of successful laundromats, they are still my first choice.

Fabian F
— Tauranga —

Great in emergencies without burying yourself in more debt.

Zack C
— Queenstown —

Pretty Penny Loans Contact Details

Physical Address

Postal Address

  • PO Box 11360, Palm Beach, Papamoa, 3151, New Zealand

Opening Hours

  • not available