Rating based on 61 reviews

Rapid Loans


  • Instant loans up to $10,000
  • Low-interest starting from 39%
  • Repayment up to 2 years

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Rapid Loans homepage

Author Rapid Loans. Screenshot of Rapid Loans website. [Accessed April 17, 2018]

About Rapid Loans

Rapid Loans is a faster and easier alternative to banks. We offer short-term loans to help you meet your urgent cash needs.

We have been operating since 2003 and we have already served more than 25,000 happy customers in New Zealand and Australia. We operate entirely online to make our loans easily and quickly accessible to consumers from all over the country.

Our financial service stands out in three main ways:

  • We have a fast online loan application and approval process which is convenient for our customers.
  • Our system enables us to disburse cash extremely quickly so that any emergency can be sorted out with the same speed.
  • We pay great individual attention to every customer. Even though we operate online, our experienced specialists are always at your disposal.

Rapid Loans Services

You can obtain cash instantly with the expert finance service of Rapid Loans.We have an online payday loan application process which is simple and convenient for borrowers.

Our online platform is accessible from any place in New Zealand as long as you have a computer with an internet connection. We are always quick to get back to customers. We dispense the cash rapidly once all documents are signed.

A personal loan service

The fact that we operate online does not make us impersonal. Quite the opposite, we pay personal attention to every customer. When you use our services, we will always take into account your individual needs and requirements.

We can assist you with absolutely everything necessary when it comes to instant cash loans online. We can show great flexibility to accommodate you perfectly.

Rapid Loans Product Details

  • Loan Type Instant loans
  • Interest Rate from 39%
  • Loan Amount up to $10,000
  • Repayment 6 months to 2 years

Summary of Services

  • Quick online loans
  • Flexible loan terms and conditions
  • Affordable loan rates

Getting an instant cash loan is as easy as completing a quick online loan application

Rapid Loans offer New Zealanders in Auckland emergency cash loans to help them out of a financial bind. Getting an instant loan is basic when it takes only a couple of minutes to round out your application on the web.

As long as you have an email and internet access, you can complete our online application. Whenever seeking the ideal credit to suit your needs in a rush, you need not look further than Rapid Loans.

Apply for a loan of up to $25,000

With credits up to $25,000, we offer you a way out from the financial obligation trap when you feel that you have nobody else to turn to in an emergency. A quick loan can help you when you are in a difficult situation with your accounts, bills and overdue payments.

Because of unforeseen money related commitments, we can get ourselves to a great degree of worry and concern about where to get the cash to pay for things that we had not anticipated.

Apply online in just a few minutes

To get a personal loan from Rapid Loans, you should do nothing more than fit the qualifying criteria, and apply on the web. It's so natural to get money when you require it, for anything you require it for. By applying online you just need a couple of minutes to finish the straightforward application structure on our online program, with a couple of points of interest and business elements.

The procedure of approval takes only a few minutes till we then contact you directly to inform you of the outcome. Once your online loan application is affirmed we may request some records to be looked over, to confirm you can bear the cost of the reimbursement arrangements.

Rapid Loans - our lending criteria

We will then forward you an agreement to be signed and the cash is yours in your account inside just 24 hours. It's so straightforward, as long as you meet the criteria – being of 18 years of age, be a permanent resident in the country, and have a consistent pay going into your bank account.

Customer Reviews & Testimonials

Convenient. Rewarding. Professional.

Xavier M
— Tauranga —

I don't expect much from my bank, to be honest. At the end of the day, they all have the same purpose. But Rapid Loans has brought new meaning to the word banking. I've recently applied for an in...

Esme R
— Napier —

Rapid Loans Contact Details

Physical Address

Postal Address

  • Vero ctr 48 Shortland Street, Auckland, 1010, New Zealand

Opening Hours

  • not available