Rating based on 78 reviews

Easy Financing

  • Payday loans up to $5,000
  • Low-interest up to 271%
  • Repayment up to 45 days

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Easy Financing homepage
Author Easy Financing. Screenshot of Easy Financing website.
[Accessed March 6, 2023]

About Easy Financing

At Easy Financing, we are all about helping you when you need cash for those unexpected expenses.

Whether it’s to pay the bond for a new house, to pay for repairs on your car or you just need a payday loan for a holiday and want some spending money, Easy Financing is your one-stop lender.

A helpful customer service

If you need help with your application or you have any questions about the payday loan process, we are here to help. You can chat with us live, while you’re completing the application form.

We know our locals

We understand the New Zealand way of life! Life should be enjoyed without having to worry about how your bills are going to get paid. Therefore, we offer affordable payday loans and other short-term loans to help you through your financial blunders.

Easy Financing Services

A small online payday lender, Easy Financing offers loans to customers between $300 and $5000.

We offer loans for a variety of purposes and for terms between one month to one year.

A fast and easy loan application

Applying for quick online loans or any other loans with Easy Financing is fast and easy. You can complete your application is just five minutes. Apply for a loan through our secured website on either your desktop, mobile or tablet. Once you submit your application, you will usually get a response from us within the hour and once approved, cash will be transferred to your nominated account straight away.

Bad credit loans

If you have bad credit, there are still options available to you. Easy Financing offers bad credit loans to help customers with bad credit histories. We focus on your current financial situation and your ability to repay your loan. To be eligible for a bad credit payday loan you must be a New Zealand resident, be over the age of 18 and have a regular source of income.

Easy Financing – Payday loan

  • Loan Type Payday loans
  • Interest Rate 271%
  • Loan Amount up to $5,000
  • Repayment 7 days to 45 days
  • Decision Same day

Benefits of Easy Financing

  • Same day loan payouts
  • Apply online in 5 minutes
  • Affordable loans

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a payday loan from Easy Finance within 24 hours

When you need a little extra money, Easy Financing has payday loans that will get cash into your account today.

So, if you want a lender who understands you and knows how to make the payday loan process as easy as possible, contact Easy Finance today!

Having access to money the same day is a big relief when you need cash in a hurry. Whether it’s a medical expense, a broken-down car or you just need some money to get you through the month, Easy Financing can help you.

Applying for a payday loan is easy

Step 1: Apply online – it usually only takes a couple of minutes. Easy Financing provides loans from $300 – $5000 for a maximum term of one year. You can even apply on your mobile or tablet. All the documents you need to provide can be uploaded as part of the application form.

Step 2: Your online application form is reviewed and if approved, confirmed online. After you have applied online, we will verify your details including income, expenses, transaction history and employment details. As soon as you have been approved for a loan, we will notify you by email, so you can electronically sign your contract online.

Step 3: Cash can be in your account the same day. When you apply for a loan between Monday and Friday, we can deposit the money into your bank account the very same day that you apply, provided you have been approved before 17h00 AEDT.

Customer Reviews & Testimonials

Easy Financing is really an easy way to help finance the smaller things that I need. I wanted to buy a new fridge and needed a little extra cash, I was able to get tat from EF and I could pay off...

Francesca R
— Nelson —

Great online application process - fast, convenient, and simple.

Hamila M
— Queenstown —

The repayment term is flexible and generous, the application simple, I just wish the rates were a bit lower.

Natalie R
— Christchurch —

Easy Financing Contact

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