Rating based on 67 reviews

Rapid Loans

  • Payday loans up to $10,000
  • Quick loan approval
  • Repayment up to 48 months

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Rapid Loans homepage
Author Rapid Loans. Screenshot of Rapid Loans website.
[Accessed March 6, 2023]

About Rapid Loans

Rapid Loans can help people like you get that payday loan you need!

Established in 2003 they have become a trusted lender for people in New Zealand and Australia with a range of loans to choose from. Reach your goals with Payday loans, low rate personal loans, borrow money to start a business or get that new car.

They recognize that your personal financial circumstances are unique, choose from selected services and benefits from Rapid Loans, working hard to get your loan approved fast. Enjoy great loan solutions that will get you the results you deserve through a team that cares about your financial well-being.

No paperwork, hassle, or fuss

You can have the cash you need on the same day while also enjoying a very easy and fast online application process. They offer great service without cutting any corners. How? By being more direct and responsive, providing loans with strongly competitive rates and fees, setting them apart from the average lenders in the industry.

Their advanced technology that does the numbers for an automated application, makes the streamlined application process easy to follow with fast results. At Rapid Loans, they recognize your need for quick additional cash. That’s why they are dedicated to getting you the approval and the cash you need within 24 hours.

Rapid Loans Services

You can borrow an amount between $1000 and $10,000 over a short term that will be scheduled according to your salary dates.

A payday loan is usually very short-term as they are designed to help you out in unexpected financial situations like a car breaking down or a kid getting sick or food running out in the middle of the month, etc. You can borrow just enough to get you through to your next payday without being caught up in long-term piles of debt.

Affordable Bad credit loans 

Rapid Loans has designed loans especially for people that have less than perfect credit scores. They have been working hard for years to find a way to help almost everyone with finance no matter your score, income level, or financial situation. As long as you can afford the loan repayments, all will be good.

World-class customer service

They will always put you first as they care about their clients and about helping the people of New Zealand thrive. Deal with real people that have a local understanding of what you are going through, a team that has the ability to think outside of the box and find a solution for every problem you might have. They are passionate, fast, friendly, transparent, and experienced.

Rapid Loans – Payday loan

  • Loan Type Payday loans
  • Loan Amount up to $10,000
  • Repayment 6 months to 48 months

Benefits of Rapid Loans

  • Flexible loan terms 
  • Affordable loan rates
  • Quick online applications

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Rapid Loans can offer you simple access to money with our payday loans

Quick application process

1: Select the amount you wish to borrow and fill in your details online to submit your application. You’ll need to provide them with basic information like your name, ID, address, income, and expenses. 

2: They will then quickly check if you are financially viable and if you can indeed afford a loan and how much you will be able to borrow.

3: They will send you an offer with all the loan details, charges, and terms. You can then accept the loan agreement if you are happy to proceed so that they can transfer the funds into your account.

4: Receive the money in less than 24 hours and spend it in any way you want.

What you will need to apply

  • Proof of ID.
  • Proof of address.
  • An Income.
  • Be 18 years or older.
  • Be an NZ resident.

Why get loans from Rapid Loans

  • Quick cash up to $10,000.
  • Fast approval.
  • Easy and simple online loan NZ application process.
  • Flexible and affordable terms.
  • Easy repayments.
  • Tailored amounts and rates.
  • Great customer service.
  • Innovative technology to make the process even faster.
  • Staff with extensive experience.
  • 100% online assistance.

Customer Reviews & Testimonials

A colleague recommended Rapid Loans and I enjoyed the personalised service and loan structure.

Noah G
— Queenstown —

Rapid Loans assisted me in getting a quick loan to tide me over till payday, some months are just too long!

Philip A
— Nelson —

Rapid Loans Contact

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