Rating based on 104 reviews

The Little Loan Shop

  • Payday loans up to $600
  • Low-interest up to 280%
  • Repayment up to 6 weeks

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The Little Loan Shop homepage
Author The Little Loan Shop. Screenshot of The Little Loan Shop website.
[Accessed March 6, 2023]

About The Little Loan Shop

Are you overwhelmed by unexpected expenses?

They have a variety of loan solutions to help you out with whatever it is you need cash for. Maybe you need money to solve a hopeless situation in the middle of the month like getting your car back on the road or medication that just ran out, whatever it is they can help.

Through their innovative ways of doing business, you can always get the support you need. You can even chat with them live while you are filling in their online application if you need any help or have any questions. 

Get low-interest rate loans 

Get assistance from a company that understands the local New Zealand way of life and they believe that life should be without the unnecessary stress that a money shortage could cause. That’s why they offer affordable payday loans that can easily be repaid.

They can even assist you if you have a bad credit score as they are more focused on what you can afford than what your score looks like. They act also responsibly in their lending as they will make sure that you can afford the loan they provide you with.

The Little Loan Shop Services

Borrow up to $600 over up to 6 weeks with an interest rate that won’t be higher than 280%.

A personal loan can help you to pay for a wedding, funeral, holiday, bills, food, repairs, ext. They have multiple lending options for every situation. The great part is that you can easily repay a payday loan without being tied up in long-term debt.

For a credit score that is not so great

Don’t let your bad credit history get in the way. The Little Loan Shop will choose to ignore your past as long as you are able to afford the weekly or monthly repayments.

Honest and reliable service

The Little Loan Shop is thousands of New Zealander’s preferred choice, especially for payday loans. They offer simple, straightforward, and transparent loans with the goal of always meeting your needs and exceeding your expectations.

Before you take out a loan with them, they will ensure that you are fully informed about their charges and how their repayments work, so you can always do business with them confidently and without stress. They are upfront and will also inform you about all associated risks in terms of the loan you are applying for.

The Little Loan Shop – Payday loan

  • Loan Type Payday loans
  • Interest Rate 280%
  • Loan Amount up to $600
  • Repayment 7 days to 6 weeks

Benefits of The Little Loan Shop

  • Apply even if you have bad credit
  • Affordable payday loans
  • Easy online loan applications

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

We are the preferred payday loan lender in New Zealand

How to apply for a payday loan with The Little Loan Shop in a few minutes

Paperless application

  1. No faxing, scanning or standing in a line. You can do everything you need to do in just a few clicks online. Answer a few quick questions.
  2. They will almost immediately let you know what you qualify for after viewing the information you provided them with.
  3. Once you accept their offer, they will then transfer the money into your account. 

To qualify for a loan

  • You have to be earning $450 per week after tax or more.
  • You must be receiving your income through regular electronic deposits in your bank account.
  • Be a New Zealand resident.
  • 18+ of age.
  • Have an active email account.
  • Have a mobile phone

Your loan can be declined if

  • If you earn less than $450 per week.
  • If your income from government benefits makes up more than 80% of your total income.
  • If you have more than 2 active short-term loans under $1000.
  • There are a significant number of withdrawals on your bank statement from bars, pubs, casinos, or other gambling organizations.
  • If on your payday your bank account is emptied.

The Little Loan Shop is a good idea

  • 100% online and you can apply from anywhere at any time.
  • Get cash in minutes.
  • Easy repayments terms between 7 days and 6 weeks.
  • Your application will still be considered even if you have bad credit.
  • Affordable payday loans.
  • Friendly and helpful staff.
  • Tailored and competitive rates.
  • Live chat support if you have any questions or need any help.

Customer Reviews & Testimonials

I loved doing business with The Little Loan Shop, they are honest and transparent with their loans and I am very pleased with what they offer.

Zaya P
— Auckland —

I was offered a very flexible and affordable loan. I am very happy with the level of service received.

Courntey G
— Auckland —

Super competitive interest rate, flexible repayment terms, and great service.

Matilda F
— Wellington —

The Little Loan Shop Contact

Physical Address

Postal Address

  • PO Box 34 673, Birkenhead, 0746, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed