Rating based on 546 reviews
About – The Little Loan shop
The Little Loan Shop provides payday loans to people in need, quickly and easily.
We are a New Zealand owned and operated finance business striving to help our clients succeed.
We are honest and upfront
We believe that an informed customer is a happy customer and we lay out all our fees, rates and procedures up front, so you can make the best decision possible. With no hidden fees or charges, you know we will always keep you in the loop. Your quick loan agreement will contain all the details that you need to know.
Our website offers information to customers on every aspect of the affordable payday loan process; on debt and savings and on all matters related to money. We offer new customers payday loans of up to $200 and we offer repeat customers loans of up to $600.
Services – The Little Loan shop
There are multiple lending options on offer, at competitive interest rates.
Whether you are looking to find a loan to finance your wedding, new car or simply your much-needed groceries – Then The Little Loan Shop is the place for you.
Bad credit loans
Many people worry that they won't be approved for a loan because of their past credit history, but at the Little Loan Shop, we choose to ignore your past and consider whether you can afford the loan based on your weekly or monthly income.Our payday loans can be accessed in just four easy steps and the entire process is paperless.
You don’t have to fax, scan or walk into a branch, or collect the cash, everything is done online. This allows you the freedom to complete the online loan application and access credit from just about anywhere, at any time you wish.
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Summary of Services
- PAYDAY Loans
- BAD Credit Loans
- QUICK Cash Loans
- SHORT-TERM Loans
We are the preferred payday loan lender in New Zealand
We believe The Little Loan Shop is an incredible lender for many reasons. They offer highly competitive interest rates and they are completely upfront and honest. They even warn you about the various risks associated with short-term loans.
Whenever you do business with a financial services provider, it is important to know that they are honest and reliable. With The Little Loan Shop, you can be guaranteed that this is the case when it comes to a payday loan.
To qualify for a loan:
- You must be earning at least $450 per week after tax
- Your pay must be electronically deposited in your bank account regularly
- You need to live in New Zealand
- You must be at least 18 years old
- You must have an active email account so we can communicate with you
- You need to have a mobile phone so we can communicate by text and phone
Your loan can be declined if:
- You earn less than $450 per week (or the fortnightly / monthly equivalent) deposited in your bank account or;
- Income from government benefits makes up more than 80% of your total income
- There are more than 2 active short-term loans (under $1000) showing on your bank statement or;
- There are a significant number of withdrawals on your bank statement from bars, pubs, casinos or other gambling organisations or;
- Your bank account is emptied on your payday
Customer Reviews & Testimonials
I loved doing business with The Little Loan Shop, they are honest and transparent with their loans and I am very pleased with what they offer.
— Auckland —
I was offered a very flexible and affordable loan. I am very happy with the level of service received.
— Auckland —
Super competitive interest rate, flexible repayment terms, and great service.
— Wellington —
Ph: +64 9-419 8990
Fx: 09 419 8924
Postal AddressPO Box 34 673, Birkenhead, 0746, New Zealand
- Monday 09:00 – 16:30
- Tuesday 09:00 – 16:30
- Wednesday 09:00 – 16:30
- Thursday 09:00 – 16:30
- Friday 09:00 – 16:30
- Saturday – Closed
- Sunday – Closed