Rating based on 104 reviews

The Little Loan Shop


  • Payday loans up to $600
  • Low-interest up to 280%
  • Repayment up to 6 weeks

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The Little Loan Shop homepage

Author The Little Loan Shop. Screenshot of The Little Loan Shop website. [Accessed September 6, 2021]

About The Little Loan Shop

At Easy Financing, we are all about helping you when you need cash for those unexpected expenses.

Whether it’s to pay the bond for a new house, to pay for repairs on your car or you just need a payday loan for a holiday and want some spending money, Easy Financing is your one-stop lender.

A helpful customer service

If you need help with your application or you have any questions about the payday loan process, we are here to help. You can chat with us live, while you’re completing the application form.

We know our locals

We understand the New Zealand way of life! Life should be enjoyed without having to worry about how your bills are going to get paid. Therefore, we offer affordable payday loans and other short-term loans to help you through your financial blunders.

The Little Loan Shop Services

There are multiple lending options on offer, at competitive interest rates.

Whether you are looking to find a loan to finance your wedding, new car or simply your much-needed groceries – Then The Little Loan Shop is the place for you.

Bad credit loans

Many people worry that they won't be approved for a loan because of their past credit history, but at the Little Loan Shop, we choose to ignore your past and consider whether you can afford the loan based on your weekly or monthly income.Our payday loans can be accessed in just four easy steps and the entire process is paperless.

You don’t have to fax, scan or walk into a branch, or collect the cash, everything is done online. This allows you the freedom to complete the online loan application and access credit from just about anywhere, at any time you wish.

The Little Loan Shop Payday loan

  • Loan Type Payday loans
  • Interest Rate 280%
  • Loan Amount up to $600
  • Repayment 7 days to 6 weeks

Benefits of The Little Loan Shop

  • Apply even if you have bad credit
  • Affordable payday loans
  • Easy online loan applications

We are the preferred payday loan lender in New Zealand

We believe The Little Loan Shop is an incredible lender for many reasons. They offer highly competitive interest rates and they are completely upfront and honest. They even warn you about the various risks associated with short-term loans.

Whenever you do business with a financial services provider, it is important to know that they are honest and reliable. With The Little Loan Shop, you can be guaranteed that this is the case when it comes to a payday loan.

To qualify for a loan:

  • You must be earning at least $450 per week after tax
  • Your pay must be electronically deposited in your bank account regularly
  • You need to live in New Zealand
  • You must be at least 18 years old
  • You must have an active email account so we can communicate with you
  • You need to have a mobile phone so we can communicate by text and phone

Your loan can be declined if:

  • You earn less than $450 per week (or the fortnightly / monthly equivalent) deposited in your bank account or;
  • Income from government benefits makes up more than 80% of your total income
  • There are more than 2 active short-term loans (under $1000) showing on your bank statement or;
  • There are a significant number of withdrawals on your bank statement from bars, pubs, casinos or other gambling organisations or;
  • Your bank account is emptied on your payday.

Customer Reviews & Testimonials

I loved doing business with The Little Loan Shop, they are honest and transparent with their loans and I am very pleased with what they offer.

Zaya P
— Auckland —

I was offered a very flexible and affordable loan. I am very happy with the level of service received.

Courntey G
— Auckland —

Super competitive interest rate, flexible repayment terms, and great service.

Matilda F
— Wellington —

The Little Loan Shop Contact

Physical Address

Postal Address

  • PO Box 34 673, Birkenhead, 0746, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed