Rating based on 55 reviews

Pretty Penny Loans

  • Payday loans up to $500
  • Affordable interest rates
  • Repayment up to 42 days

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Pretty Penny Loans homepage
Author Pretty Penny Loans. Screenshot of Pretty Penny Loans website.
[Accessed March 6, 2023]

About Pretty Penny Loans

Get a little extra money to tide you over until your next payday.

Pretty Penny Loans specialize in payday loans and can assist you with up to $500, today! They have been providing finance solutions to Kiwis across New Zealand for years and have the expertise and knowledge to help you out no matter your situation.

The great part is that they don’t have a maximum loan repayment term as they will always try to tailor a loan that suits your needs. You would normally have to repay a payday loan within four to eight weeks as it is a short-term solution, but they can always adjust here and there so that the loan will comfortably suit your budget and lifestyle.

Get cash, fast with Payday loans 

Facing unexpected bills or expenses? Pretty Penny Loans delivers a safe and secure loan service that can resolve your cash emergency today! Get the financial boost you need without being tied up in long-term debt. They work so safe and fast; they won’t even keep your internet banking credentials.

Pretty Penny Loans Services

You can borrow between $50 and $500 over 7 to 42 days or more in some cases, apply in a few quick minutes and find out what you qualify for.

This loan can be used for almost anything, whether you are short on cash to buy food, have to fix something on your car, book a weekend away, pay an unforeseen bill, a payday loan could be the perfect solution for you. They offer competitive rates and flexible loans, making it easy for you to manage and afford.

If you have a less than perfect credit rating

Maybe you need cash in a hurry but you are worried about being declined due to your bad credit score. Don’t be! They can look past your credit score and are more concerned about if you can afford the repayments of the personal loan NZ.

Great customer service

Enjoy impeccably fast and friendly service from an experienced team that cares about your financial well-being. No matter your profile, they consider all applicants and will give you a good reason if they don’t approve your loan, but this rarely happens. With them, you will receive the cash within hours!

Pretty Penny Loans – Payday loan

  • Loan Type Payday loans
  • Loan Amount up to $500
  • Repayment 7 days to 42 days

Benefits of Pretty Penny Loans

  • Flexible repayment terms
  • High loan approval rates
  • Quick online loan applications

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Why wait until payday? Get a quick cash loan in just a few clicks

Your banking details are encrypted for privacy when they gain access to your transaction history and will then be permanently deleted after that. 

So, you’ll need to re-enter your details again if you need to resubmit your bank statement using Credit Sense. This is to keep your information safe and secure and to avoid any online fraud or crime.

They make use of innovative technology to fast-track your application and approval, making the process super fast and easy. Through their automated system and easy-to-use online calculator, you will be able to have your loan approved in no time.

How to apply for a payday loan NZ

Want quick cash in your hand? Take the following steps to apply:

One: Do a quick completion of your personal details, the purpose for the loan as well as the amount, and for how long you would like to borrow the money. You’ll need to give them access so that they can electronically access your bank statements to see how much you can afford. 

Two: Assessment and approval. They will soon provide you with an answer. If you are approved you will have to accept and sign electronically for them to transfer the cash into your account.

Three: Receive the cash within just hours!

Eligibility checker

  • I am 18+ years old.
  • I have a current bank account.
  • I have an income.
  • I am an NZ resident

Advantages of applying with Pretty Penny Loans

  • Easy and flexible repayments terms.
  • High loan approval rates.
  • Innovative and fast online loan applications.
  • Transparent loans tailored to your needs.
  • Immediate cash you can access within hours.
  • An automated system that makes things even faster.
  • Competitive prices.
  • Avoid being stuck in long-term debt.

Quick and friendly service from informative specialists

Customer Reviews & Testimonials

An amazing online platform, I used the loan calculator to determine the cost of my loan and applied right from the site.

Martha K
— Palmerston North —

I needed a financial boost and got that from Pretty Penny.
They paid out my loan within a few hours.

Jasmin A
— Whakatane —

I enjoy the overall experience of dealing with Pretty Penny. Their application process is quick and easy to do, I was approved shortly after I submitted my application and the funds were in my ac...

Ida T
— Invercargill —

Pretty Penny Loans Contact

Physical Address

Postal Address

  • PO Box 11360, Palm Beach, Papamoa, 3151, New Zealand

Opening Hours

  • not available