Rating based on 49 reviews

ANZ Personal Loan

  • Personal loans up to $50,000
  • Low-interest starting from 13.90%
  • Repayment up to 7 years

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ANZ homepage
Author ANZ. Screenshot of ANZ website.
[Accessed March 3, 2023]

About ANZ

As one of the largest banks in New Zealand, ANZ is responsible for many clients across the country.

ANZ provides many financial products, ranging from personal loans, home loans, insurance coverage, and investment opportunities. They also provide loan insurance for those who want extra security.

They support loan NZ Business

As a registered credit provider and supporter of small businesses, ANZ can provide businesses with working capital and the correct tools that will help them manage their finances optimally. These tools include capital management, asset finance, and business loans.

ANZ aims to make dreams and goals a reality for many businesses, and they contribute to the country's economy by serving their customers appropriately. Clients can get the help they need from any of the ANZ brands, including UDF Finance and OnePath.

Sustainable business practice

The company has implemented many sustainability projects into their business practices, designed to protect the environment. These projects include volunteering programs and staff foundations that make sure that employees contribute to ongoing community support.

ANZ Services

ANZ is one of NZ's most competitive banks because they can supply their customers with the best service using the latest banking technology.

They also offer the lowest rates in the area on their loans, which can all be applied for online.

Get a loan of up to $50,000

ANZ personal loans range up to $50,000, and all have low-interest rates that are fixed throughout the loan term. All clients know exactly how much they pay with every instalment. Clients can repay their loans early without needing to pay any extra charges. They motivate everyone to make early repayments.

ANZ provides flexible repayment terms

ANZ provides their clients with the option to make repayments on a weekly, fortnightly, or monthly basis. They aim to offer these flexible terms to help link repayments to the income schedule of the applicant. Clients receive instant pay-outs on their loans on the same day they receive approval.

ANZ provides many client benefits that go beyond the best rates and easy repayment options Their employees make sure that all customers get a loan that fits their financial and personal needs. The online loan application platform is easy to use, and all rates are transparent with no hidden costs.

ANZ – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 13.90%
  • Loan Amount up to $50,000
  • Repayment 6 months to 7 years

Benefits of ANZ

  • Quick online loans
  • Optional insurance
  • Flexible terms and conditions

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

With ANZ getting a personal loan has never been easier

A personal loan is perfect for paying off any emergency costs that are relatively large payments.

Clients can apply for their loan on the online application platform, and they can use the ANZ online personal loan calculator to have a clear idea of the terms before they apply.

Personal loans cover various emergency costs

  • Take a dream holiday, and use an online personal loan to pay for flights
  • Finish those much-needed home renovations
  • Purchase your dream home and car
  • Pay of small debts with a debt consolidation loan
  • Pay for a family wedding or even your honeymoon

Get your loan within minutes

The ANZ online application platform is the easiest and fastest way to apply for a personal loan. The entire application takes only minutes to complete, and final approval won't take long as one business week.

ANZ helps their clients manage their budget and repayments

Clients receive personalized attention and service to ensure they accept reasonable terms and flexible payment schedules. Should any clients have questions or inquiries, they can contact any skilled and friendly ANZ providers.

Customer Reviews & Testimonials

I have had a wonderful experience with ANZ Bank. They have been instrumental in helping me make the renovations to my home I wanted. The personal loan was affordable and the repayment terms were ...

Deidre L.
— Tauranga —

Well-tailored loan service, they paid attention to my goals, needs, and affordability.

Ashley I.
— Auckland —

Easy and quick application with fast approval. Very good service!

Rebecca D.
— Wellington —

ANZ Contact

Contact Number


  • not available


Physical Address

  • 291- 297 Queen St Auckland CBD Auckland Region 1010 New Zealand
  • Get Directions

Postal Address

  • Private Bag 92210, Victoria St, West Auckland, 1142, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed