Rating based on 49 reviews

ANZ Personal Loan


  • Personal loans up to $40,000
  • Low-interest starting from 17.95%
  • Repayment up to 5 years

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ANZ homepage

Author ANZ. Screenshot of ANZ website. [Accessed September 2, 2021]

About ANZ

As one of the largest banks in New Zealand, ANZ has a responsibility towards its customers, employees and the community as a whole.

We provide a wide variety of banking and financial products that range from personal loans and home loans to insurance and even investment opportunities. We also provide optional loan insurance to give you maximum peace of mind.

We support local businesses

We strive to help business by offering them tools for working capital management, asset finance and business loans. We make dreams and everyday goals a reality and contribute to the growth of the country’s economy by diligently serving our customers via our diverse brands which include ANZ, UDC Finance and OnePath.

The community is important to us

We have implemented sustainable business practices to benefit the community at large and to protect the environment. This includes a volunteering program and a staff foundation, which ensures ongoing and direct community support.

ANZ Services

ANZ is one of NZ’s most competitive banks – supplying customers with the latest in banking technologies, the lowest rates and quick and efficient service.

With an ANZ Personal Loan, you can obtain the ideal mix of affordability and flexibility to enable you to reach your financial goals and achieve your dreams. We make borrowing easy by ensuring that someone is available to help you every step of the way when taking out a personal loan with us.

Get a Loan of up to $40,000

With us, you’ll get a quick loan at an affordable interest rate that will be fixed throughout the term of the loan so you will know exactly how much you will pay with every instalment. We take additional repayments without charging any fees so you can pay off your loan sooner and save in the long run.

We have flexible terms

You can choose to make weekly, fortnightly or monthly payments as we have very flexible repayment terms that are designed to work with your income. Upon approval, you can have the personal cash loan in your account on the same day.

ANZ Personal loan

  • Loan Type Personal loans
  • Interest Rate 17.95 – 18.95% p/a
  • Loan Amount up to $40,000
  • Repayment 6 months to 5 years

Benefits of ANZ

  • Quick online loans
  • Optional insurance
  • Flexible terms and conditions

With ANZ getting a personal loan has never been easier

We incorporate a combination of market-leading rates and easy repayment options to ensure you get the right credit for your needs.

ANZ Bank offers customers a fast and simple way to find a loan when they need it. Our services are transparent with no hidden costs, only a straightforward approach to finance.

We have competitive rates

We give you super low rates, a range of flexible credit products, online or via telephone help when you require it and a speedy loan application procedure that allows you to get a fast loan when you need it. Getting your personal loan from ANZ Bank means that you have the ability to meet your financial goals with confidence and certainty.

Our loan benefits include:

  • Take your dream family holiday without worrying about running short on cash
  • Finish your home redesign and upgrades with ease
  • Get your dream vehicle, boat or motorbike
  • Pay off all your small debts with one loan at a fixed interest rate
  • Pay for the wedding or honeymoon you have always longed for

Applying through ANZ Bank has never been simpler; our online application process makes life easy and allows you to get the money quickly and easily. It takes just a couple of minutes to finish the application and the final approval will be given to you in only a few days. Before you know it, you have cash in your hand to use as you like!

We help you manage your budget effectively

Our repayment options make sticking to your budget plan a breeze, with reasonable repayment terms and flexible payment schedules. Dedication and administrative excellence is our priority and through persistent innovation, we will keep on developing and improving our services. Should you have any inquiries, don't hesitate to get in touch with one of our skilled and friendly advisors who will help you with whatever you need.

Customer Reviews & Testimonials

I have had a wonderful experience with ANZ Bank. They have been instrumental in helping me make the renovations to my home I wanted. The personal loan was affordable and the repayment terms were ...

Deidre L.
— Tauranga —

Well-tailored loan service, they paid attention to my goals, needs, and affordability.

Ashley I.
— Auckland —

Easy and quick application with fast approval. Very good service!

Rebecca D.
— Wellington —

ANZ Contact

Contact Number


  • not available


Physical Address

  • 291- 297 Queen St Auckland CBD Auckland Region 1010 New Zealand
  • Get Directions

Postal Address

  • Private Bag 92210, Victoria St, West Auckland, 1142, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed