Rating based on 51 reviews

Cash Converters Loans


  • Personal loans up to $20,000
  • Low-interest starting from 10%
  • Repayment up to 3 month

In-page navigation

Cash Converters homepage

Author Cash Converters. Screenshot of Cash Converters website. [Accessed September 2, 2021]

About Cash Converters

Cash Converters NZ is part of the international Cash Converters franchise that can be found in a host of countries. Since Cash Converters was found in 1984, they have been providing credit solutions to people, worldwide.

We are experts at cash solutions

We have all been in a situation where we need some extra money. Whether it is to pay bills, finance investment or to purchase a pricey product – sometimes we just cannot afford it and need additional funding. At Cash Converters, you can find personal loans and we believe that obtaining your personal loan should not be a difficult process. We, therefore, offer the easiest, most convenient loan application methods. It gives you one less thing to stress about.

We are internationally acclaimed

Our branches are spread out all over the world. We were originally based in Australia but expanded to the United Kingdom in 1992 and a year later expanded to New Zealand, this was followed by more expansions in South Africa, France, Canada, Spain and the United States.

Within 10 years we went from a local Australian business to an international retail pawnbroking company and lender.

Cash Converters Services

Cash Converters offer personal loans of either $600, $800 or $1,000. You can spend this money in any way you would like and repay it within four months.

We give Personal loans without security

At Cash Converters, you can get your unsecured personal loan approved and deposited into your account. At Cash Converters, we believe in responsible lending. As part of our responsible lending policy, we, therefore, perform credit checks to determine whether you qualify for a loan.

Apply online for your convenience

We are well aware of the obligations of life and we know how hard it can be to get away from work in order to apply for a payday loan during business hours. Therefore, we have made it possible for you to apply for an affordable personal loan at your nearest Cash Converters store as well as online.

The entire process from application, to approval and until the funds is deposited into your account, takes about two days.

Cash Converters Personal loan

  • Loan Type Personal loans
  • Interest Rate 10 – 15% p/a
  • Loan Amount up to $20,000
  • Repayment 1 week to 3 month
  • Decision 24 hours

Benefits of Cash Converters

  • Apply for a loan even with a bad credit history
  • Get your loan within 24 hours
  • Apply online within 5 minutes

For fast loan application and instant loan approval, apply with Cash Converters today!

Cash Converters offer quick loans to countless people – not only in New Zealand but all over the world.

If you need a quick loan that won’t leave you in long-term debt, Cash Converters is your solution. They offer professional personal loan services that can help anybody in a tight spot. Read our Cash Converters review in order to determine whether they are the right lender for your unique needs.

Online lending services

Cash Converters offer both in-shop and online lending services. Having both these options makes them a very convenient option. If you are working all day and cannot get out of the office to make a loan, you can simply apply for a loan online. However, if you do not have internet access, you can simply visit the store and apply for a loan on the premises.

You can become debt-free

When you apply for a loan online at Cash Converters, you will have the option of borrowing either $600, $800 or $1,000. Regardless of the loan amount, it has to be repaid within four months. The fixed repayment period, allows you to pay your loan back in the shortest time possible.

It's so simple – even with bad credit

Applying for a quick cash loan at Cash Converters is so simple. After selecting the method you would like to use to apply for your loan, online or in-store, you simply select the amount of cash that you wish to borrow and then you complete a simple loan application form.

Cash Converters will then check if you meet all the necessary requirements and they will most likely perform a credit check in order to determine your creditworthiness. However, Cash Converters look beyond your credit score in order to determine whether you are a suitable borrower. So if you do have bad credit, you could still get approved as long as you will be able to repay the loan and meet the other related requirements.

Once you get your personal loan approved, the funds will be transferred to you within a day. We conclude that Cash Converters is a flexible and reputable lender if you are looking to make a loan of under $1,000.

man holding thumbs up

Cash Converters is a trusted & reliable provider of personal loans

In our review, Cash Converters adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

Cash Converters is a registered credit provider in New Zealand: FSP384946

Customer Reviews & Testimonials

My Cash Converters loan was paid out the same day, you cannot beat service like that!

Darline G.
— Masterton —

I was able to fully complete my loan application while waiting to see the dentist, under 15 minutes and I was approved and received my funds the next day.

Sunniva Q.
— Whakatane —

I am very happy with the low rates and flexi terms!

Ally W.
— Hastings —

Cash Converters Contact

Physical Address

  • 979 Dominion Rd Mount Roskill Auckland Region 1041 New Zealand
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:00 – 17:30
  • Sunday 10:00 – 16:30