Rating based on 46 reviews


  • Personal loans up to $20,000
  • Low-interest starting from 29.95%
  • Repayment up to 7 years

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MoneyShop homepage
Author MoneyShop. Screenshot of MoneyShop website.
[Accessed March 3, 2023]

About MoneyShop

MoneyShop is a finance company specialising in personal loans. Ever since the opening of our first shop in Auckland in 1993, we have been delivering the best customer service with the friendliest consultants.

We know that everyone is different

That is why we are dedicated to delivering tailor-made easy online loan solutions to our customers. Our lending process is designed with maximum flexibility. Whatever your needs are, we will use our knowledge and experience to meet them. We build partnerships with our clients to assist them quickly and efficiently whenever they need us.

We are 100% New Zealand owned

We have four branches in the Auckland region and we are still growing. We have more than 40 staff members who use their expertise and understanding to help customers in the best way.

MoneyShop Services

MoneyShop's personal loans offer between $500 and $50,000. You can borrow any amount within this range depending on your requirements and budget.

We specialise in personal short-term loans

We can help you with an an online loan. We work with clients who have bad credit and those who need debt consolidation. Our loans are fast above all. You can apply for a loan online or in any of our branches in Auckland and Northland. We will process your application swiftly and inform you of the outcome in the shortest possible period of time.

We make things easy & convenient for you

Our friendly staff will ensure that you feel comfortable through all the stages of the lending process.

MoneyShop – Personal loan

  • Loan Type Personal loans
  • Interest Rate 29.9534.95% p/a
  • Loan Amount up to $20,000
  • Repayment 6 months to 7 years

Benefits of MoneyShop

  • Fast loan processing
  • A fast and friendly loan service

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

You get so much more when you apply for a loan with MoneyShop

Our simple and speedy online application process is the innovation and administration you have searched for.

Locate the loan you need with the repayment options that suit your financial plan. Our application structure is anything but difficult to finish on our site and the cash is yours inside of hours after your application has been approved.

That's quick cash!

You can apply for personal loan online in minutes and do whatever you like with it. The application procedure is so basic and takes just 5 minutes to finish, from the solace of your home or office. You don't have to spruce up and stand in long queues in the bank. No compelling reason to print our material to demonstrate your value and prove your financial capabilities.

Personal loans in New Zealand

Regardless of what your credit record as a consumer we will discover the right loan option that suits you. We offer a scope of administrations to our esteemed customers. A personal loan, a loan for bad credit or other loan options over short or long terms to can be paid off over a time of up to a year.

Need money fast?

Get $400 to $2,000 – we will instruct you on the sum with respect to the money you fit the bill for on getting your application. Once your application is approved, get the most out your selected financial product within hours.

Requirements to Apply for a Personal loan

  • 18 years or more
  • New Zealand Resident
  • Valid banking account
  • Receive a salary of over $1,000 every month.

Simply apply on our website, and your application will instantly go to our assessors to be pre-approved in minutes.

Customer Reviews & Testimonials

Money Shop has been amazing - I was able to get such an affordable unsecured loan I will definitely recommend them.

Berry S.
— Hamilton —

I am all for supporting local business so when I needed a personal loan I knew I wanted to use a lender in the community. I recommend them for their service and friendly staff.

Poppy K.
— Hastings —

MoneyShop Contact

Physical Address

  • 593 Great South Rd, Otahuhu Auckland Auckland Region 1062 New Zealand
  • Get Directions

Postal Address

  • PO Box 76566, Manukau, Auckland, 2241, New Zealand

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 08:30 – 17:30
  • Saturday 08:00 – 15:00
  • Sunday – Closed