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Finance Now

image of Finance Now
image of Finance Now

About – Finance Now

For over 10 years in the industry, Finance Now has served more than 320,000 New Zealanders.

Our finance company was established in 2000. It is locally owned and operated. It is dedicated to providing micro finance in NZ to individuals and businesses.

A variety of secured & unsecured loans

We are part of SBS Bank and this enables us to tap on highly valuable resources. What makes us different is that we focus on your individual situation and needs and not just on your income and credit rating. We make the loan application process as convenient and comfortable as possible. Our dedicated team of financial experts are here to assist you with every aspect of borrowing.

Finance Now practices responsible lending as per the Banking Ombudsman Scheme.

Services – Finance Now

The quick personal loans of Finance Now are designed to meet your immediate financial needs in an effective way.

Whether you need to pay for the home renovation, family holiday or a wedding, we can assist you fully.

Our loan terms

You can select a term from 6 months to 5 years. A longer term will result in smaller regular payments while a shorter term will enable you to reduce the interest which you need to pay. You can make weekly or monthly payments on the loan depending on your income inflow and on your spending pattern. We provide both secured and unsecured personal loans. If you place an asset as security, the interest rate will be lower.

Interest Rate

From 0 %

To 0 % Per annum

Loan Amount



Repayment Term

0 months

0 years

Summary of Services

  • DEBT Consolidation Loan 
  • CAR Loans
  • PERSONAL Loans 
  • BUSINESS Finance 
  • HOME Loans 
  • QUICK Loans

Anything is possible with a quick cash loan from Finance Now

Finance Now provides cash loans in New Zealand to use as you please.

Is there something you need at this very moment?

It may be another car, a family occasion, home re-designs, critical repairs... whatever it is, we can offer assistance. With really competitive loan fees, adaptable terms and instalments to suit your pocket, anything's possible with a quick cash loan from Finance Now.

Utilize our loan calculator to work out your reimbursements and how much you can comfortably afford.

Financing costs for individuals

Things you ought to know: Finance Now's typical loaning criteria and advance terms apply. Reimbursements demonstrated are characteristic and incorporate a $275 application charge and a $10.50 month to month administration fee. Full exposure of the terms of your fast cash loan will be given to you before your loan application is completed. Instalment Protection Insurance (PPI) is discretionary and has NOT been incorporated into the instalment fees.

Choose your loan type

  • An unsecured loan means there's no requirement from you (the borrower) to give any insurance or security to an advance. Ordinarily, this implies the sum you can obtain is less and the financing cost charged is slightly higher than a secured advance.
  • A secured loan is one where you (the borrower) promises/gives some security (like a vehicle or property) as security for the advance. Giving security can offer you some assistance with borrowing a bigger sum and decrease the loan fee we offer.

We are a completely New Zealand owned company offering you the decision of unsecured individual advances and secured individual advances. You can apply online, it just takes a couple of minutes and it's so easy and quick to finish. When you've completed, we'll fill you in as to whether you've been endorsed and get in touch with you to orchestrate instalment and the culmination of the agreement.

Customer Reviews & Testimonials

 Contact Details

114 Dominion Rd, Mount Eden, Auckland, Auckland Region, 1024, New Zealand
Ph: +64 800 346 669 / (03) 211 1244
Fx: 0508 329 669
Em: customer@financenow.co.nz
Em: businessfinance@financenow.co.nz

 Postal Address

PO Box 1204, Invercargill, 9840, New Zealand

 Opening Hours

  • Monday 08:30 – 18:00
  • Tuesday 08:30 – 18:00
  • Wednesday 08:30 – 18:00
  • Thursday 08:30 – 18:00
  • Friday 08:30 – 18:00
  • Saturday 09:00 – 16:00
  • Sunday – Closed