Instant Finance

Access quick cash with their fast, online approval process.

Instant Finance have been assisting New Zealanders with their quick loan requirements for nearly 50 years now, with quicker and easier lending. Get the ball rolling on the cash you need and apply online anywhere, anytime, 24 hours a day, seven days a week, in just a few minutes. Use their loan calculator to get a better idea of what your loan repayment, rates, and terms could look like.

Access quick cash with Instant Finance

You can borrow from as little as $200 all the way up to $20,000 over a term between 3 and 36 months and repay the instalments either monthly, fortnightly, or weekly.

Instant Finance is the perfect option if you need to apply for cash without leaving your couch. It is a win, win to apply online as you don’t only save time on applying, but this also speeds up the processing time. They have a customer care number you can call during working hours if you have any questions.

You can also apply at one of their 26 branches across New Zealand if you prefer face-to-face assistance with their friendly and helpful staff that can answer all your questions on the spot. Visit their branch page to find the closest branch to you.

Whether you need cash for wedding costs, an important birthday, funeral, reunion or to pay an urgent bill.

They can assist you with the quick cash you need to keep you on track. They offer affordable loan repayment plans with fixed-rate quick loans with interest rates between 19.95% - 29.95% per annum.

Get the support you need from their friendly team of experts when you apply for a quick loan between $200 and $20,000. Once approved, you will be able to access your funds within 24 hours!

Quick, easy, and reliable car loans

If you don’t have the funds to buy a reliable car, Instant Finance can assist you with competitive finance options and they can even introduce you to Easy Driver, a sister company of theirs.

Home improvement loans with low installments 

Whether you have a DIY project that you have been postponing for a while now or if you need to fix constructional damage, buy furniture, phones, whiteware, or more, they can assist you.

Travel loans for all your travel expenses

If you are planning a holiday or you need to make an emergency trip for family reasons, their quick and easy loan process can help get you on your way.