Rating based on 80 reviews



  • Quick loans up to $20,000
  • Low-interest starting from 13.95%
  • Repayment up to 5 years

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Author Loansmart. Screenshot of Loansmart website. [Accessed September 6, 2021]

About Loansmart

The things which make Loansmart a company of choice is our ability to offer a highly flexible personalised service to consumers looking for quick loans.

We know that New Zealanders prefer to deal with boutique companies which pay full attention to their needs and circumstances as well as to the numbers and we offer exactly this.

We have a fast decision-making process

We will not make you wait for days before we inform you of the outcome of your application. We offer highly competitive interest rates to make borrowing fit your budget. Our clients receive the best assistance from our financial experts. We will provide assistance with everything which you require until the loan is fully settled.

Loansmart Services

The finance solutions of Loansmart are quick, easy, effective and reliable.

No matter whether you need to pay for a holiday or a debt consolidation loan, we can help you out.

Quick personal loans that are very flexible

We can readily tailor the loan to you so that you can feel perfectly comfortable at all times. We will arrange a loan repayment plan which fits your budget. You can select from weekly, monthly and fortnightly payments depending on your income flow. We have a simple loan application process and fast approval and payment. Our quick loans are ideal for getting out of cash trouble as well as for purchases and projects. As part of our responsible lending policy, we have online calculators which will help you figure out how much you can borrow.

Loansmart Quick loan

  • Loan Type Quick loans
  • Interest Rate 13.95 – 29.95% p/a
  • Loan Amount up to $20,000
  • Repayment 6 months to 5 years

Benefits of Loansmart

  • Get fast approval and competitive interest rates
  • Quick online loan application
  • Flexible loan options

At Loanssmart you will find tailor-made loans to fit your financial needs

Get your fast cash loans from Loansmart, an NZ micro finance provider.

We take extra care of your financial needs

Giving an advantageous and beneficial financial assistance to customers throughout the country – including Auckland. Our loan products are customized to make illuminating an assortment of circumstances conceivable without the anxiety of a drawn out procedure.

Whether you're searching for financial help for a special event or occasion, or an approach to repay your credit cards, our loan alternatives are more than suitable for an extensive variety of spending plans. Look over a repayment plan that suits you best, with adaptable month to month, week by week or fortnightly instalment choices accessible – perfect to suit those looking for an easier way to pay for the things they need, with as little hassles as possible.

Improve your financial well being

At Loansmart, we're more than the way get rid of debt; we have a number of products and service delivery options that will assist you through life, and improve your financial well-being.

With a convenient loan calculator on our site, we've making picking and applying for the perfect loan a simple ordeal. In the event that you'd like to speak with one of our advisors, please don't hesitate to contact our group on 0800 255 155. We're always willing to talk with you in regards to your own circumstances and needs, or to guide you through the loan processes.

Our administrations are accessible nationwide in New Zealand, so should you be looking for money related help with Auckland, Christchurch or Wellington, we're here to assist and get you back on your feet financially again.

Apply now, it only takes a couple of minutes!

See which of our loan options suits you best, and complete our simple loan application form. Once completed, one of our consultants will let you know if your loan application is approved, and the cash will be in your account within 24 hours!

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Loansmart is a trusted & reliable provider of quick loans

In our review, Loansmart adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

Loansmart is a registered credit provider in New Zealand: FSP617

Customer Reviews & Testimonials

I am very impressed with the speedy approval I got, and the money was in my account that afternoon.

Clara F.
— Gisborne —

As I applied for a loan pretty late, I was approved for the loan but only received the money the next morning. Nonetheless, I’m quite pleased!

Bethany N.
— Christchurch —

Loansmart Contact

Physical Address

  • Level 4, 238 Broadway Newmarket Auckland Region 1023 New Zealand
  • Get Directions

Postal Address

  • P O Box 28 231, Remuera, Auckland, 1541, New Zealand

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed