Rating based on 5 reviews

Pioneer Finance

  • Quick loans up to $100,000
  • Low-interest starting from 14.95%
  • Repayment up to 7 years

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Author Pioneer Finance. Screenshot of Pioneer Finance website.
[Accessed March 6, 2023]

About Pioneer Finance

Pioneer Finance has been providing impeccable financial solutions to the people of New Zealand for almost 25 years now. Whatever your financial needs or budget, they have the perfect solution.

Whether you want a personal loan to fix your fridge, replace your car, attend an unexpected funeral, go to your best friend’s wedding or paint a room for your newborn on the way, they have got you covered. Their services are available nationwide. You can visit their offices in Wellington or Auckland.

They can also come out to your home to assist you face to face. They are very transparent in the way they provide loans to ensure that you are fully aware and comfortable with the term and that you will easily be able to repay the loan without any hassle.

Access instant cash within 24 hours

They are faster with their approval process than most and strive to get you the cash you need within the same day. This is subject to the complexity and size of your loan, but they are usually able to give you an answer straight away.

Access an amount between $1000 and $100,000 over one month to seven years with an interest rate starting at only 11.95%. They do not have set fees and interest rates as they know and understand that every application is different.

Get friendly and fast service from their highly experienced team. You can enjoy dealing with real Kiwis who understand what you’re going through and will go the extra mile to get you what you need.

Pioneer Finance Services

Secure yourself a quick loan with fixed terms, a fixed interest rate, repayments that will remain the same each week, fortnight, or month, and you can even top up your quick loan if you want to.

Access a quick loan NZ amount between $1,000 and $100,000. They have secured and unsecured loans and the amount is also determined on if you provide collateral for your loan or not. The more security you can offer the better your chances of getting a higher loan amount.

Your affordability and credit score will also be taken into account during the quick approval process. They have a very small settlement fee of $75 if you would like to pay off your loan earlier.

Get the vehicle you deserve

Whether you are planning on buying a used or new car, they are committed to helping you get the perfect deal for you. They offer flexible car loans with competitive rates and fast-approved finance across New Zealand. The great part is that you will be dealing with the same person from the start to the finish of the vehicle finance process.

Debt Consolidation Loans 

Don’t be overwhelmed by your debt when you can put all your debts into one singular loan and pay it off faster. This will enable you to save a lot of money on interest as well. You can combine multiple loans, credit cards or store cards, and feel instant relief.

Pioneer Finance – Quick loan

  • Loan Type Quick loans
  • Interest Rate 14.9527.95% p/a
  • Loan Amount up to $100,000
  • Repayment 12 months to 7 years

Benefits of Pioneer Finance

  • Tailor-made instant finance
  • Flexible repayment terms
  • The option to top up your loan

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Pioneer Finance has helped many Kiwis get quick cash, apply today

Whether you need a small business loan or a larger solution for your firm, they can help you to get your finances under control. They have short and long-term solutions available to assist you.

Maybe you are starting a new venture or maybe you need a rescue plan for your existing business. Let them help you to get the finance you need to reach your business dreams.

Applying for a quick loan 

  • If you are of legal age, 18 or older.
  • A New Zealand Citizen, a permanent resident, or in some instances on a work visa.
  • Are employed or have a regular source of income.
  • Can show that you have the affordability for the loan.
  • Can provide proof of identity like a passport or driver’s license.
  • Can provide proof of address like a bank statement, utility bill, or a letter from a government department.
  • Can provide 3 months bank statements.
  • Provide information regarding your asset if you are going to use it to provide security for your loan.

Loans are approved quickly

Approval time can depend on some variables like the amount of information you provide them with. You can speed up the process by giving them sufficient information so that they can make a quick decision and provide you with an answer before you know it.

It can also depend on the amount of money you will be borrowing; smaller loans can be approved quicker, but even large loans are usually approved on the same day with Pioneer Finance.

The benefits of applying with Pioneer Finance

  • Competitive rates.
  • Same-day funding.
  • You can pay at your pace.
  • Fixed terms and repayments.
  • Have the option of paying off your debt sooner.
  • Secured and unsecured loans.
  • Quick and easy application and approval process.
  • Big and small loans.
  • Friendly, helpful, and experienced staff ready to assist you with whatever you need.

Customer Reviews & Testimonials

The friendly consultants are on call if you need any assistance when completing the online application form. What’s more, is they’re really quick to process and payout your loan!

Rachel D.
— Christchurch —

Quick cash loans are useful when I’m in a pinch, and their approval rates are quick!

Elise E.
— Queenstown —

Really impressed with the service I got from my consultant throughout the entire online application process. Even though the process was short, he explained everything clearly and my loan was app...

Gabriella L.
— Auckalnd —

Pioneer Finance Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 9607, Wellington, 6141, New Zealand

Opening Hours

  • Monday 9:00 – 17:00
  • Tuesday 9:00 – 17:00
  • Wednesday 9:00 – 17:00
  • Thursday 9:00 – 17:00
  • Friday 9:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed