Rating based on 45 reviews

Chequers Finance

  • Short-term loans up to $1,500
  • Easy online application
  • Repayment up to 38 days

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Chequers Finance homepage
Author Chequers Finance. Screenshot of Chequers Finance website.
[Accessed March 3, 2023]

About Chequers Finance

Chequers Finance is the gift that keeps on giving for New Zealanders when it comes to providing quick loans for their Bad Credit Loan clients.

 The small and friendly finance credit provider prides itself on service excellence with four branches situated in the Auckland and Hamilton areas.

Small loans for Bad Credit Loans customers

With Chequers Finance,  it’s all about quick and speedy loans that strive to put clients back on a sound financial footing no matter what their circumstances. They are tops when it comes to providing unsecured bad credit loans for the New Zealand public.

The credit provider is a no-frills no-fuss operation and therefore will approve loan applications within a matter of hours of them being lodged. Bad Credit stifling financial progress? Need to buy a new fridge or pay a child’s medical bill but struggling to access money? No worries, because Chequers Finance does not run credit checks on its loan applicants.

Chequers Finance prides itself on its core function of Responsible Lending practices. Their highly trained staff uphold the values of being transparent administrators of loans services. This means that the financial credit provider only provides loans that are based on the client’s ability to afford them.

Chequers Finance Services

Chequers Finance is sensitive to their client’s situation when it comes to them being hard-up for cash.

Therefore their repayment period for quick emergency easy Loans for Bad Credit is among the best on offer. The popular credit provider offers a four-week repayment period on all their loans. 

This shorter period helps clients save on interest charges. This credit provider will even modify the payment structure of a client’s loan if they have difficulty repaying any loan.

Customers who have applied for loans before can get even quicker service, with loans being approved in 5 to 10 minutes if all criteria are met.

What customers can expect 

  • Loan amounts up to NZ$1,500
  • Repayment period of up to 38 days
  • Quick and simple online loans
  • Loans paid within hours

Chequers Finance – Short-term loan

  • Loan Type Short-term loans
  • Loan Amount up to $1,500
  • Repayment 10 days to 38 days

Benefits of Chequers Finance

  • Get a short-term loan online
  • Simple loan applications

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Chequers Finance – NZ's leading short-term loans

Clients in the market for Easy online Bad Credit Loans can access a short-term loan from Chequers Finance with a simple click of a mouse.

Clients however can also visit their friendly walk-in branches in Papakura, Henderson, Birkenhead, and Hamilton or they can phone them up to enquire about their loan products. Their highly qualified and trained staff will only be keen to render immediate assistance.

All customers need to do is to click on the link to the website and fill in their name, address, and amount of the loan. This simple loan application is just that – simple and once a client is authorized for the loan, the processing is fast and furious. The loan can be in the client’s account on the same day, only hours after making the application.

Minimum costs for Bad Credit Loans clients

Chequers Finance ensures through their quick loans nz that clients are not burdened with excessive interest rates.

Their loan application requirements are structured in such a way that it’s easy to understand.

What they require for a loan application   

  • 3 months' bank statements
  • A copy of identity document or drivers license
  • Proof of address – these can be letters or bills presented at home.
  • When a short-term loan is approved, the client needs to sign and give back the contract.
  • The cash will be deposited within hours

The four-week repayment period means that clients can be out of their loan quicker than a long-term loan. Our charges are reasonable and focused on your customized needs and budget. Clients can rest assured that every loan is tailored for their specific needs.

Flexible quick Bad Credit Loans

Many New Zealanders often experience a cash crunch at some point in their daily lives. Sometimes Bad Credit can hold people back with financial progress or, maybe, there are too many bills to pay which means there is a shortage of cash. This is where Chequers Finance can help out cash-strapped clients with any cash emergencies.  

The company’s FlexiLoan product that puts quick cash into the customer’s pocket, is an ideal answer to New Zealanders’ cash woes. Through a quick online application process, clients can access NZ$1,500 in next to no time. If a loan applicant qualifies for the loan based on income, the money needed for that cash emergency can be in their bank account within hours.

Customer Reviews & Testimonials

I spent way more than my budget allows; thankfully this loan came to the rescue! Fast payout times, I’m very impressed.

Rajveer M.
— Hastings —

I wouldn’t let myself be told that online loans are not trustworthy, I can definitely recommend this! Superior service with helpful consultants and a speedy approval rate

Amelia Rodriguez
— Dunedin —

I had some issues with my consultant; she couldn’t understand me quite well. Still, the online process was quick.

Patrick A.
— Christchurch —

Chequers Finance Contact

Physical Address

  • 384 Victoria Street Hamilton Central Hamilton Region 3204 New Zealand
  • Get Directions

Postal Address

  • PO Box 19140, Hamilton, 3204, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed