Rating based on 60 reviews

Pretty Penny Loans

  • Short-term loans up to $500
  • Low interest rate
  • Repayment up to 42 days

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Author Pretty Penny Loans. Screenshot of Pretty Penny Loans website.
[Accessed March 3, 2023]

About Pretty Penny Loans

Pretty Penny Loans situated in Christchurch offers affordable and flexible online Bad Credit loans to New Zealanders.

Clients can access easy bad credit loans through their telephone line or online portal without fuss or bother.  If anyone wants it quick and simple, then Pretty Penny Loans is the go-to quick loans nz specialist they can trust.

Easy bad credit loans application 

Need some quick money for that small emergency like fixing a car or paying school fees? Then Pretty Penny is the credit provider that can provide the help people need.  They even provide assistance to Kiwis in need of easy bad credit loans

The emergency loan specialist specializes in providing quick loans of between  $50 and $300 to any New Zealander who can provide a bank statement. The quick loan specialist boasts the most competitive rates on the market. They also have very flexible repayment terms that can make it easier for clients to repay the loan without incurring late payment fees.

Bad credit loan specialist 

There can be no quibbling when it comes to people looking for easy bad credit loans through Pretty Penny. The quick loan provider prides itself on its transparency when it comes to the cost of loans.

Their professional staff will always cost any loan to the last cent, including interest. There is also a NZ$24 set up fee which is a standard fee for all loans. Pretty Penny is the only lender in New Zealand that will allow customers to apply for a loan over the phone.

They also allow people to apply online via an easy-to-use portal. Pretty Penny knows “time is money”, therefore they are focused on making the loan applications process as quick and easy as possible.

Pretty Penny Loans Services

Pretty Penny will never turn anyone away for a personal loan opportunity even if the person is in trouble with the credit bureau.

The online quick loan specialist believes that everyone deserves another shot at acquiring a loan. Therefore, people who have bad credit need not worry provided they can establish the client’s ability to afford the repayments.

The lender has very low rates, competitive establishments fees, and one of the lowest non-payment penalty fees on the market. This, therefore, makes them one of New Zealand’s leading lenders.

It’s a part of life that everyone is aware that emergencies can crop up at any time around the home. Never fear when Pretty Penny is near during these kinds of emergencies that require quick cash. The quick loans company offers emergency payday loans that range between NZ$50 and $300.

Advantages of getting bad credit 

  • Small cash loans are ideal for paying overdue bills or repairing a broken-down car.
  • They offer lower rates than competitors
  • Flexible repayment term options
  • High emphasis on best customer service standards.

Making easy loans for bad credit applications 

Pretty Penny believes in giving New Zealanders battling bad credit enough breathing space. Therefore they offer quick loans that can be repaid in 1 to 4 installments and between 1 and 8 weeks.

Their very flexible repayment option helps people who need credit but cannot afford to repay the entire loan sum in one single payday. The application and approval process can be completed from the comfort of the client’s home in just 20 minutes either online or via the telephone.

Pretty Penny Loans – Short-term loan

  • Loan Type Short-term loans
  • Loan Amount up to $500
  • Repayment 7 days to 42 days

Benefits of Pretty Penny Loans

  • High loan approval rates
  • Affordable short-term loans
  • Easy loan applications

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Instant loan approval means instant cash! And we are here to provide you with exactly that

Besides their online or walk-in applications facilities, the company also allows returning customers to apply by email or by sending a text message with a unique PIN upon their first application.

With all of these methods of applying, it is easy to see why customers are so pleased with Pretty Penny's services and choose to recommend the loans specialist to their friends and family members.

Pretty Penny's short-term loan benefits 

  • Loans payable in 7 to 42 days
  • Loan approval rates are high
  • Affordable short-term loans nz
  • Easy Loan applications
  • Money transferred the same day

Fast and easy loan application

Those New Zealanders who have a phone contract or plan, a full-time job, or a guarantor can apply for a loan. Applicants should however have a regular income, be a permanent resident of the country and possess a valid bank account.

If people meet these very simple requirements the company will be very likely to help with a payday loan. The quick loans provider has very low rates, competitive establishments fees, and one of the lowest non-payment penalty fees on the market.

Completing the application form is simple

Once clients are ready to apply, they can fill in a simple online loan application or request a call back by filling in a callback form. Existing customers can send a text message or log into the existing customer section on the portal to apply for a loan in just 2 minutes. So it’s a case of never fear when Pretty Penny is near.

Customer Reviews & Testimonials

The consultants know exactly what they’re doing and how to put a person at ease. My loan was approved in minutes and I had the cash that morning still. Impressed with the service on offer.

Elisha S.
— Ashburton —

I struggled with the online application, but the consultant guided me through it all. My loan was approved in less than five minutes and I had the cash after about three hours.

Milton O.
— Masteron —

Pretty Penny Loans Contact

Physical Address

Postal Address

  • PO Box 11360, Palm Beach, 3151, New Zealand

Opening Hours

  • not available