Rating based on 53 reviews

Super Loans


  • Short-term loans up to $5,000
  • Low-interest up to 364%
  • Repayment up to 40 weeks

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Super Loans homepage

Author Super Loans. Screenshot of Super Loans website. [Accessed September 2, 2021]

About Super Loans

Super Loans is one of New Zealand's most transparent short-term loan providers; we are a direct lender and are a registered service provider.

Solutions that meet your needs

We offer car loans, pawn loans and payday loans to Kiwis who need quick cash for just about anything. Whether you're looking for a small sum of cash to tide you over until your next paycheck arrives or to take your family away for the weekend and, need a bigger chunk of cash - Super Loans will have a solution for you.

First time customers get a free loan!

New customers with a good credit score can take out a quick loan absolutely free of charge - that’s right - we won't charge you any fees or interest on your first loan! Super Loans also has a very unique rewards program called "superscore", which allows customers to gain points for on-time repayments and pawn loan redemption.

We are as simple and straightforward as it gets - right from the get-go you'll know exactly how much you have to pay us back and when you'll be expected to do so. 

Super Loans Services

Super Loans is strictly a short-term loan provider - we offer secured and unsecured loans of between $100 and $10,000.

Express Loans - perfect for the job

For small amounts not exceeding $5,000, our express loan product will do the job. This loan is unsecured and is provided to those who are employed and earn more than $300 per month. You can select a repayment term of between 1 week and 6 months, depending on your individual needs and circumstances. You can apply for our express loan online, in-branch or via the telephone and it will take no more than 20 minutes!

Bad Credit? Unemployed? We can help

For those who are unemployed, self-employed or have poor credit, we offer short-term loans of up to $1,000. This pawn loan will be secured on any item of value, carries a fixed interest rate and does not require a credit check.

Another advantage of our pawn loans is that you can repay the loan completely within 3 months with no penalty. We also offer a premium pawn loan and car loans for those who which to secure a short term loan on their vehicle - both offer amounts of up to $10,000.

Super Loans Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 364%
  • Loan Amount up to $5,000
  • Repayment 7 days to 40 weeks

Benefits of Super Loans

  • Get your first loan without added interest
  • Flexible loan terms
  • Fast loan payouts

At Super Loans you will get the best deals on flexible loans

Applying for a short-term loan with Super Loans is simple, transparent and quick. We offer borrowers three methods to apply; online via our website, via the telephone and by visiting us in-branch (collections must be done in-branch). We will always be around to help you through the application process, answer any of your questions or help you, if you encounter any difficulties.

To see how much you can borrow and, for how long, you can use the loan calculators available on our website. Applying for a free loan and an express loan should take you no longer than 20 minutes while applying for a pawn loan can be done in under 10 minutes - so you won't have to sit around waiting for a decision or completing long forms.

Free and express loan products

For our free loan and express loan products, you can generally borrow up to 20% of your monthly income. Before you begin your application you should have the following on-hand: a photo identity document or card, 2 months worth of pay slips and proof of residential address. Once you're ready to apply you can make your way to our loan application form which will ask you to provide some personal details and information.

Once we've received your application we will process it and inform you of how much you can borrow from us - we will then draw up a loan agreement for you to sign and finally, you can make your way to one of our 4 branches to sign the agreement and collect your cash.

Pawn Loans from Super Loans - No credit check, quick process

If you're looking for a pawn loan you can make your way to one of our branches with your item and photo identity card or document and we will go right ahead and appraise the item. Once we're done we will tell you how much we're willing to borrow you and then write up an agreement.

We will explain the repayment terms and costs and once you sign the short-term loan agreement we will give you your cash so you can be on your way. Once you have repaid your short-term loan completely we will then hand over your item and if you want a loan from us in the future - we will have your details available so you can do so without having to go through the process of filling in your details again. 

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Super Loans is a trusted & reliable provider of short-term loans

In our review, Super Loans adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

Super Loans is a registered credit provider in New Zealand: FSP94021

Customer Reviews & Testimonials

The site is easy to use and understand; my money was promptly paid over just a couple hours later.

Aiden K.
— Ivercargill —

I had some unfortunate expenses which required some extra funds. Luckily with such a speedy approval rate, not to mention how easy it is to apply, I quickly paid my dues. Thanks so much!

Michaela M.
— Auckland —

Good service and a promptly approved loan!

Kaiden W.
— Wellington —

Super Loans Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed