Rating based on 27 reviews

BNZ Loans


  • Short-term loans up to $30,000
  • Low-interest starting from 17.85%
  • Repayment up to 5 years

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BNZ homepage

Author BNZ. Screenshot of BNZ website. [Accessed September 2, 2021]

About BNZ

Since 1861, Bank of New Zealand (BNZ) has been serving the people, businesses and institutions in the country with great dedication and professional expertise.

We are one of the largest companies in New Zealand because we have built strong partnerships with our customers.

Serving customers online, nationwide

We design our financial products and services with your needs in mind. We assist businesses with building a stable foundation and growing. We help individuals and families to enjoy the lifestyle that they want through our home loans, credit, investment and savings products. We have employees from various backgrounds. We have sustainable policies intended to benefit the present and future generations. We support the local community and various sports, cultural and education initiatives.

BNZ Services

At BNZ, we offer short-term loans to both individuals and businesses. Our personal loans are designed to help you finance an important purchase, project or event in your life.

You can select a personal loan from $1,000 and $30,000 and a term from 6 months to 5 years. There are no fees for making additional payments or penalties for repaying the loan early.

Our short term loans can help you

They can be specifically tailored to match the size and operations of your business. We have solutions which are specially designed for farming businesses, property investors and property developers. You can make the management of the loan simpler with a fixed interest rate or opt for the flexibility provided by a variable rate.

BNZ Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 17.85%
  • Loan Amount up to $30,000
  • Repayment 6 months to 5 years

Benefits of BNZ

  • Instant loan approvals
  • Repay your loan early without penalty fees
  • Quick short-term loans

BNZ Bank of New Zealand provides reliable short-term loans

BNZ in New Zealand is currently offering short-term loans.

Our short-term loans are a quick advance. It's intended to help with a crisis and surprising bills or costs that need cash instantly. We are an accredited lending firm, with value-added loaning facilities, which keep our clients in line with their budget, and not swimming in debt at the end of the month.

We keep our terms short & our loan amounts small

We are there when you need an instant boost in your capital, and just need to get the bills and small debts out of the way. We are committed to lending responsibly, and won’t give you more than you can honestly afford. We always have our client’s best interests at heart, giving sound advice on how much you should borrow, to keep in line with your budget.

Our applications process is simple and quick, allowing you access to funds within 24 hours of your approved application. It’s now easier than ever to get cash in a hurry. Usually, those unexpected bills and expenses crop up without warning, and we have no clue as to how we will pay for them – this is now an option with BNZ short term loans.

We have built up a clientele of very happy customers

A lot of which tend to come back after their loan is paid off, and easily get approved for a second loan. We keep our clients up to date with all the new and exciting loan offers we have and offer financial advice and assistance to keep your head above water.

Call us or contact us online today, and get quick cash in hours.

Customer Reviews & Testimonials

I found the online application a bit difficult to understand, but with the help of a friendly consultant, I was soon sorted.

John C.
— Gisborne —

There was a nasty home robbery in my area and I needed extra money to beef up security. Friendly service from my consultant, and quick cash!

Kayden F.
— Palmerston North —

I finally found one that approved my loan, after being declined by so many companies! Great service.

Maksin R.
— Auckland —

BNZ Contact

Physical Address

  • 38 Willis St Wellington Central Wellington Region 6011 New Zealand
  • Get Directions

Postal Address

  • Private Bag 39806 Wellington Mail Centre, Lower Hutt, 5045, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed