Rating based on 20 reviews



  • Unsecured loans up to $1,000,000
  • Low-interest starting from 6.43%
  • Repayment up to 15 years

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BNZ homepage

Author BNZ. Screenshot of BNZ website. [Accessed April 17, 2018]

About BNZ

Bank of New Zealand (BNZ) has always played a key role in the country's economy at both the national and local level.

We help businesses to grow and achieve prosperity by providing a variety of advanced business finance solutions. As a result, more jobs are created and New Zealanders are able to achieve and sustain the lifestyle which they want.

Quick cash loans

We help our individual customers to achieve some of their most important personal aspirations. We have home loans for buying a dream home and investment and retirements schemes designed for providing for the future. We have a diverse workforce and this enables us to cater to the needs of our customers fully. We support the community via a variety of initiatives. We proudly contribute to the sustainable development of the country.

BNZ Services

When you need to make an important purchase, be it big or small, to start a project or organise a major event such as a wedding, a BNZ personal loan can be just the thing which you are looking for.

You can even use them for debt consolidation if you have growing credit card and small loan debt. With our loans, you can borrow between $1,000 and $30,000.

You can select the repayment term

A longer one will result in smaller monthly instalments while a shorter one will help you to reduce your interest spending. Our repayment structure is flexible is as well. It can be tailored precisely to you. You will have instant access to the bad credit loan funds upon approval.

You can use our internet banking service for managing your loan and even apply for your loan online.

BNZ Unsecured loan

  • Loan Type Unsecured loans
  • Interest Rate from 6.43%
  • Loan Amount up to $1,000,000
  • Repayment 12 month to 15 years

Benefits of BNZ

  • Loans for clients with bad credit
  • Instant access to loans
  • Flexible repayment options

Turn to BNZ for expert bad credit loans

Your BNZ Advanced personal loans for bad credit in Wellington, can bring you out of a drowning debt trap.

Our bad credit personal loans are a quick and advantageous approach to get cash for anything you want to use it on. It could be to cover your bills, repair your car, and renovate your home or just to take a vacation.

Adaptable repayments to suit your payday and budget!

Pay off your credit in a consistent month to month reimbursements over a period that suits you- at whatever time between three months and five years. You'll pay no early reimbursement charges or extra instalment expenses.

View your credit adjust or make reimbursements at whatever point you like, utilizing our easy online profile management platform.

Top-up your loan when you need more cash!

We can often top us your quick cash loan once you have shown you are responsibly paying off your loan each month. You have up to 21 days to draw down your credit after it's been endorsed. INTEREST may be charged from the first day of the credit term. You must be 18 years or older, be a permanent resident and have a monthly wage going into your bank account.

A personal protection plan

Get help with your own credit reimbursements if disease, death or something else hampers your ability to pay your loan instalments. Your premiums will be added to your month to month repayments. Its fast, it’s easy, its money in your banking account the very next working day! Don’t even look anywhere else, don’t waste your precious time being turned away from large banking firms, don’t wait weeks to be approved. Get the BNZ personal loan for blacklisted, and get back on your feet again – financially.

Customer Reviews & Testimonials

BNZ offered me an affordable deal on an unsecured personal loan, I highly recommend them.

Tristan C
— Auckland —

BNZ helped me get back on my feet financially with an unsecured loan that I could afford.

Dan P
— Wellington —

BNZ Contact Details

Physical Address

Postal Address

  • Private Bag 39806 Wellington Mail Centre, Lower Hutt, 5045, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday 09:30 – 12:30
  • Sunday – Closed