Rating based on 33 reviews

Sprint Finance


  • Unsecured loans up to $50,000
  • Low-interest starting from 6.99%
  • Repayment up to 7 years

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Author Sprint Finance. Screenshot of Sprint Finance website. [Accessed May 26, 2020]

About Sprint Finance

Sprint Finance is able to uniquely secure unsecured loans for blacklisted borrowers who wish to purchase vehicles that do not meet their security requirements.

This means that even if the type or age of the motor vehicle you wish to purchase is not within the limits required by Sprint Finance’s partners, they will still be able to provide you with unsecured loans for blacklisted individuals.

Flexible loan terms suited to your needs and your budget

With loans terms stretching from 12 months to 7 years, Sprint Finance is able to assist borrowers, regardless of their budget and needs.

From shorter loan terms for those who are purchasing a jet ski to decent 5 year terms for those looking to purchase a caravan or new vehicle.

Increasing your chances of approval with multiple lenders

Since Sprint Finance are brokers and work with a wide range of lenders, they are able to increase your chances of being approved for a car loan.

This is because where one lender may outright reject your loan application, another more flexible bad credit lender may approve you and brokers are the ideal middlemen to help you figure out just who that will be.

Opting to have a disabling device installed on you vehicle

In addition to the benefit of accessing multiple lenders and offers, if you opt to have the disabling device installed, this will allow you to secure a better rate and lower your insurance premium.

Sprint Finance Services

Sprint Finance specialise in car loans that finance the purchase of new and used cars as well as boats and jet skis among other vehicles.

All car models must be at least 2007 models or newer and have fewer than 150,000km on the odometer.

Loans from just $4,000

If you’re looking for a car loan that ranges between $4,000 and $50,000 than Sprint Finance is the broker for you! Their blacklisted loans carry interest rates that range from 7.95% to 26.95% and can be obtained even by those who have a poor credit history.

In addition to their flexible interest rates and loan amount, their loans terms which stretch from 12 months to 7 years make their online loans even more customisable for borrowers.

Bank grade security that you can trust

With bank grade security, you can rest assured that your information will be safe and secure and trusted with the utmost confidentiality.  Sprint Finance is a registered provider that abides by a strict Responsible Lending Code which is an industry requirement.

What is a disabling device?

All vehicles financed through Sprint Finance will allow you to get a lower interest rate and better insurance premiums. A disabling device is not obligatory for all borrowers but is necessary for those who are blacklisted. It is not used to track you but rather to disable the device and track the vehicle in the even on non-payment after multiple attempts to contact you and arrange payment.

What happens after you pay the loan

After the personal loan term is over you can choose what happens to the disabling device. You can choose to keep it at no extra cost to you or remove it and pay the removal fee which is around $150.

Sprint Finance Unsecured loan

  • Loan Type Unsecured loans
  • Interest Rate from 6.99%
  • Loan Amount up to $50,000
  • Repayment 12 months to 7 years

Benefits of Sprint Finance

  • One application gets you multiple loan offers
  • Apply online in 1 minute
  • Apply 100% online

Benefit from the access to leading bad credit lenders

As an online lender, Sprint Finance has one of the easiest and quickest online loan application procedures on the market. Their user interface and application form is easy to complete and understand and flows from one section to the next flawlessly.

Why you need to provide access to bank statements

Sprint Finance is a flexible lender that will be able to assist with unsecured loans for blacklisted individual but will still conduct the affordability and income checks that they are required to by law. 

Partner Lenders of Sprint Finance

In order to be able to provide borrowers with bad credit loans for blacklisted individuals, Sprint Finance has partnered up with some of New Zealand’s top alternative credit providers. These include Geneva Finance and NZCU South, to name but a few.

What about loan top ups?

Sprint Finance offer loan top-up to those who have made repayments on their existing loan for 12 months or more. If you meet this requirements and need a top-up simply let them know and one of their consultants will assist you.

Need to work out your affordability?

Sprint Finance is a responsible lender and always make an effort to make lending a simple and stress-free process for all. That’s why they’ve made working out affordability quick and easy by including three simple loan sliders on their site.

If you need to work out your affordability before you make your loan application, head on over and make use of their simple quick loan calculators.

Their affordability check will also ensure that you have selected the right loan amount based on your budget and needs, so no need to stress about getting it 100% right. Just make sure you check in with your budget and ensure you are able to afford the repayments. 

Encouraging you to keep up with loan repayments

Sprint Finance are a transparent lender than encourage all their customers to keep up with their loan repayments. In addition to keeping your credit score healthy, ensuring you meet your obligations will prevent your vehicle from being disabled and repossessed.

man holding thumbs up

Sprint Finance is a trusted & reliable provider of unsecured loans

In our review, Sprint Finance adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

Sprint Finance is a registered credit provider in New Zealand: FSP240365

Customer Reviews & Testimonials

April 2019

I got an unsecured loan from Sprint Loans, it only took me a couple of minutes to apply

Stuard B
— Nelson —

September 2019

I got a stress-free unsecured loan from Sprint Loans

William N
— Auckland —

Sprint Finance Contact Details

Contact Number


  • not available


Physical Address

  • Level 1/94 Queen Street, Auckland CBD Auckland 1010 New Zealand
  • Get Directions

Postal Address

  • PO Box 105063, Auckland, 1143, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed