Rating based on 324 reviews

Save My Bacon

Updated
  • Bad credit loans up to $5,000
  • Low-interest up to 49.95%
  • Repayment up to 52 weeks
Save My Bacon homepage
Author Save My Bacon. Screenshot of Save My Bacon website.
[Accessed March 6, 2023]

About Save My Bacon

The small short-term loans offered by Save My Bacon range from $300 to $5,000.

They're designed to help you get through rough times or pay for a special event or gift. Save My Bacon operate online and serve the whole of New Zealand.

They deliver same-day payouts and this makes their finance solutions some of the speediest around. They offer a more flexible and easier borrowing alternative than traditional lenders like banks and credit unions.

Loans available for people with poor credit

Save My Bacon typically provide quick loans NZ to people who've had credit problems in the past, but currently have the ability to pay. They want to make sure that you borrow responsibly.

You should take out only as much cash as you need and can afford to pay back given the cost of the loan. You can use the budget calculator on their website to plan your repayments.

Apply for a loan online and get your cash in under an hour

At the same time, they've integrated the concept of responsible lending into their process fully. They have a simple online application process.

Save My Bacon Services

Save My Bacon loans for bad credit are ideal tools for dealing with cash emergencies.

If you have credit card issues or you have to fix your broken car, their loan can help you out. You can get approved even if there are some blemishes on your credit record.

Bad credit history is not necessarily a barrier preventing you from obtaining one of their loans. Still, they reserve their right to perform a credit check on you and refuse any application.

Save My Bacon offers bad credit loans to people who can comfortably afford them. Everything is transparent and when you get a loan from them, the borrowed amount will be in your bank account within an hour.

Loans offered by Save My Bacon 

Save My Bacon offers short-term loans from $300 to $5,000 with a capped Annual Interest Rate (AIR) of 49.95%. They're a reliable lender that has a near-perfect Trust Pilot rating. Their two types of loans are: 

  • Their Mini Loan: Offering from $300 to $750 with 1 to 8 weeks to repay 
  • Their Flex Loan: Offering from $1,000 to $5,000 with up to 52 weeks to repay

Save My Bacon – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate 49.95%
  • Loan Amount up to $5,000
  • Repayment 1 week to 52 weeks
  • Initiation Fee $95
  • Monthly Service $10

Benefits of Save My Bacon

  • Affordable bad credit loan options
  • Innovative lending technology
  • Improve your credit score
  • Flexible repayment terms

Bad credit loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Save My Bacon have the fastest loan approval times & quick payouts

Save My Bacon is one of the speediest and most flexible online lenders that offer loans for bad credit clients.

Quick Response Times - They'll help you get blacklisted loans quickly. Apply for a loan now and get fast approval on your online loan application. Should you have any questions regarding your loan requirements your credit record, chat to one of their amicable specialists who will work with you to resolve any issues.

Bad credit loans up to $5,000 - Are you searching for a loan ranging from $300 to $5,000? Save My Bacon has one of the best loan options and can arrange the perfect fit for you.

Applying for their online loans is one of the speediest and easiest ways to get cash fast. Get a brisk response to your application, and if approved, the cash will be in your bank account in less than a day.

They've helped thousands of Kiwi's

They're an online business that helps you with your instant loan requirements a great deal faster and more successfully than any other supplier. In the event that you need money but have a poor credit record, it can be hard to get credit.

Save My Bacon takes an alternative approach and examines your affordability to find a suitable course of action for you.

Let Save My Bacon can help

Save My Bacon can offer bad credit client advances of up to $10,000 quickly and successfully. They strive to be the firm to beat in this industry, ensuring that they go as far as they can to get you the finance you require, without honing in on your credit history.

man holding thumbs up

Save My Bacon is a trusted & reliable provider of bad credit loans

In our review, Save My Bacon adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

✅ Save My Bacon is a registered credit provider in New Zealand: FSP41567

Customer Reviews & Testimonials

Very easy to navigate the site, the application process was simple and I had my funds the next morning.

Janet G.
— Whanganui —

If you need a quick loan but have bad credit I can highly recommend Save My Bacon, they really did save my bacon!

Elnora A.
— Queenstown —

SMB is great, I have used their services before and each time I get great service and the funds are always there when I need them.

Michelle L.
— Christchurch —

Save My Bacon Contact

Physical Address


Postal Address

  • PO Box 8496, Riccarton, Christchurch, 8014, New Zealand

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed