Rating based on 45 reviews

Yes Finance

  • Bad credit loans up to $50,000
  • Low-interest starting from 11.95%
  • Repayment up to 48 months

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Yes Finance homepage
Author Yes Finance. Screenshot of Yes Finance website.
[Accessed March 6, 2023]

About Yes Finance

Yes Finance in New Zealand has been providing services to their clients in the country since 1997.

With a reputable name in the industry, they carry out their legacy in helping Kiwis reach their financial goals by reducing interest rates, providing debt consolidation, and offering loan products that benefit clients from beginning to end.

Their name speaks highly for their service delivery and they are known for being a solid, resilient, and trustworthy financial solution provider. Yes Finance only says 'YES' to their clients.

Services within the needs of their clients

Yes Finance has been able to provide unbeatable services above the rest without hassles. This is done by making sure they stay on top of new innovative bad credit loans NZ with lower rates for their clients at all times.

Keeping their services within the needs of their clients is what has proven to be their key to success. Yes Finance provides their clients with personal finance options, which will cover any financial needs from car loans, home loans, and consolidation of debts, Yes Finance offers it all.

Yes Finance Services

Yes! Yes Finance has the loan product you need.

Their personal loans at Yes Finance in New Zealand range between $700 and $25,000 for secured loans and $2,000 for unsecured loans. You may have had a tough couple of months with a lot of bills and debt, and need a little extra cash to catch up. Why not use your loan to consolidate all your other loans into one. Pay a smaller installment every month and save on your interest rates.

You can always use an asset as collateral when taking out a secured loan. It will not only raise your loan amount but it will prove to the lenders that you will be able to keep up with your agreement. Your asset will only then be repossessed when you fail to do payments.

Easy loan application

You can apply for any of their loans online – whether it is a bad credit loan or one of their personal loans NZ. Yes Finance also offers car loans, allowing you to finally get rid of that old vehicle that has been draining your wallet.

Yes Finance – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 11.95%
  • Loan Amount up to $50,000
  • Repayment 12 months to 48 months

Benefits of Yes Finance

  • Low-interest rates
  • Quick and easy online applications
  • Unsecured bad credit loans

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Bad credit won’t stand in your way when you apply for a loan with Yes Finance

Whatever you need, YES Finance will offer it to you.

Get pre-approved and get the best cash prices on a new vehicle. You can also refinance your old car and upgrade to a newer model. All this can be done with the help of Yes Finance. Bad credit won’t stand in your way when you apply for a loan with Yes Finance.

Benefits of Yes Finance

  • Provide their clients with low-interest rates
  • Online applications available for a quick and easy process
  • Supply secured bad credit loans

You can qualify for a loan at Yes Finance in New Zealand even with your bad credit history. If you meet the age group of 18 years and up and hold a New Zealand resident ID book, you just need to complete their simple online loan application form and get your cash within 24 hours. It is as simple as that. No underlining documentations or unnecessary processes.

Get a loan regardless of your credit score

Yes Finance provides you with affordable loans, and they work in line with your budget to offer you repayment terms that you can easily pay off. Your credit record will be checked upon your loan application. However, they are quite lenient, so no problems should occur for the majority of their clients.

Yes Finance offers pre-approved bad credit loans, which are valid for 30 days. These loans allow their clients to shop around and find the best options for their purchases, which fall within the budget of their pre-approved loan.

Customer Reviews & Testimonials

I am a converted Yes man, I love the service, the product, and the simple application.

Bobbie W
— Christchurch —

I was able to fully complete the loan application online, saves time and is very convenient.

Harry S
— Queenstown —

Affordable loan options, whether you are able to take out a secured or unsecured loan the rates and fees remain affordable.

Brandon R
— Tauranga —

Yes Finance Contact

Physical Address

Postal Address

  • PO Box 23008, Hunters Corner, Auckland, 2155, New Zealand

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday 10:00 – 13:00
  • Sunday – Closed