Pioneer Finance

image of Pioneer Finance
image of Pioneer Finance

About – Pioneer Finance

At Pioneer Finance, we will respond to your request for quality financial assistance in a quick, professional and friendly manner.

We are Kiwi owned and operated and this enables us to understand the needs of New Zealanders and to help them out in the best possible way.

You will deal with our small but friendly team and we dedicate one of our consultants to your loan application from start to finish, for complete convenience and peace of mind.

Additionally, we operate nationwide and work to ensure that our customers get the instant loan they require within 24 hours.

Registered Financial Services Provider (FSP)

Get the assurance of dealing with a registered financial services provider who is a member of Financial Services Complaints Ltd.

Services – Pioneer Finance

We the very best finance solutions in NZ.

With offices in Auckland and Wellington and as we are a registered financial services provider, we are one of the most trustworthy finance companies country wide.

Borrow Up To $100,000

Personalised finance options is our standard. Our personal loans range between $1,000 and $100,000. How much we can lend will be dependent on your personal circumstances, financial history, or whether you are providing security for the loan. It’s also based on your current financial situation and your capacity to meet your repayment structure.

With our personal loan structure, you can manage your monthly budget with an interest rate and repayment amount that works for you.

Bad Credit Loans

At Pioneer Finance, we are willing to make some exceptions when it comes to your credit history as long as you earn a sufficient income to prove that you will be able to repay the loan. Your credit history should not hold you back, so you can apply for a bad credit loan just like anybody else would apply for a personal loan. 


Summary of Services

  • Vehicle Finance
  • Personal loans
  • Bad credit loans
  • Debt Consolidation Loans


Pioneer Finance is a reliable lender offering bad credit loans in New Zealand

New Zealanders can gain access to affordable bad credit loans without any hassle, long waiting times, concealed charges and fine print.

Apply for a loan today

You can apply for a loan online, with our online application form or alternatively speak to one of the friendly, approachable Pioneer Finance team members toll-free on 0800 000 724. Our clients in Auckland or Wellington region, are welcome to visit one of our local branches for fast approved personal loans.

 Contact Details

22 Kaiwharawhara Rd, Kaiwharawhaura, Wellington, 6035, New Zealand
Ph: +64 800 000 724
Fx: (09) 278 9360

 Postal Address

PO Box 97199, Manukau, Auckland, 2241, New Zealand

 Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –