The Lending People

The Lending People are one of New Zealand’s leading brokers, having served more than 38,000 people with quick, easy, and affordable loans.

They offer a broad range of loan amounts and loan terms, a quick and easy way to apply for loans online, and great customer service. What sets them apart from the competition is their ability to accurately source and tailor loans to meet the unique needs of their customers.

Competitive loans and rates

They not only offer loans to people with good credit histories but are able to source bad credit loans for those who don’t qualify for competitive credit due to their poor credit history.

They also have one of the country’s quickest and easiest online loan application systems which can be completed in just a few minutes. Finally, their turnaround time on approval for application is an incredible 60 seconds as well as 60 minutes for those whose loan applications are referred.

Bad credit loans up to $75,000

The Lending People can source bad credit loans for customers that range from $3,000 to $75,000. The loan's terms on offer range from 12 months to 7 years meaning that you can find a loan repayment term and amount that will suit your budget.

Loan interest rates tailored to you

Loan interest rates are adjusted based on your credit score and profile. If you have a bad credit score you will likely get a higher interest rate than someone with a good credit score, and that’s okay! With such a flexible loan term range, they will help you find a loan that will meet your needs.

A commitment to responsible lending

While The Lending People do not offer loans directly they have strong values and are committed to responsible lending. If a customer does not meet their affordability requirements they will let them know and will not continue to try and source a loan for them.

The Lending People offer bad credit loans of up to $75,000 with up to 7 years to repay.

Their quick loan calculator available on the homepage of their website lets you adjust your interest rate based on how good or bad your credit score is. The interest rate ranges from 8.95% up to 24.95% for those who’ve had trouble with their finances.

Use The Lending People to get a bad credit loan

When it comes to bad credit loans, most lenders will decline your application if you have a poor credit score unless they specialize in bad credit lending.

By making use of the brokering services offered by The Lending People you only need to complete a single loan application, have one credit check performed and you will have access to a large variety of lenders, many of which offer loans to people with poor credit.

Benefits of using the Lending People’s Broker Services

• Access offers from multiple lenders
• Fill in a single quick online loan application
• The loan application is quick and easy to complete
• Bank statements can be automatically retrieved using Provisio
• Improve your chances of getting loan approval if you have bad credit
• Access flexible loan amounts and flexible loan terms
• Brokers work to find a loan option to suit your needs, regardless of your credit score
• No extra cost to you for making use of their brokering services
• Chat with a broker via their instant messaging platform or via telephone if you require support

Loans offered by The Lending People

The Lending People also offer personal loans which can be used to purchase a vehicle and consolidate debt among other uses. So whether you need to pay for your upcoming holiday or buy a working car to get to work and back, The Lending People will source the best loan option for you quickly and easily.