Rating based on 79 reviews

The Lending Room


  • Bad credit loans up to $20,000
  • Repayment up to 5 years

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Author The Lending Room. Screenshot of The Lending Room website. [Accessed April 17, 2018]

About The Lending Room

Working with The Lending Room is simple and easy and highly satisfactory as well.

We have experienced finance brokers, who work with a wide range of credible New Zealand lenders. We can offer the best interest rates, the most flexible repayment scheme and the highest chances of approval. If one lender is not right for you, we will find another one.

We know how to make your loan application perfect

We will do everything necessary to ensure that you get approved for a bad credit loan. If we know that there is little point in applying, we will let you know in advance. Our exceptional customer service is coupled with a track record of success. We can give you the finance that you want easily and quickly and we eliminate the frustration factor associated with borrowing.

The Lending Room Services

With the specialised broker services of The Lending Room, you will not simply get a great quick loan deal.

You will get the ideal deal for you. We will ensure that the finance package matches your requirements, lifestyle and budget perfectly. You will like the interest rate and the repayment structure as well.

We compare lenders, and you save

We will do this job for you. We will use our expertise and experience to do the job swiftly and effectively. We know the rules and qualifying criteria of lenders and we will ensure that your online loan application is perfect and that you have the highest chances of getting approved. No matter whether you dream of the perfect holiday or major home renovation or you simply want to pay unexpected bills, we can help.

The Lending Room Bad credit loan

  • Loan Type Bad credit loans
  • Loan Amount up to $20,000
  • Repayment 6 months to 5 years

Benefits of The Lending Room

  • Affordable loan options
  • Apply for a loan with bad credit
  • Flexible repayment options
  • Easy online applications

Get a bad credit loan within just minutes, simply apply online

The Lending Room offers loans for blacklisted clients that are custom-made to fit your way of life and your needs in Auckland.

This will mean you don't simply get a loan; you get a loan that fits your exact needs and lifestyle even if you are blacklisted. The Lending Room's intermediaries, you won't need to wade through every single distinctive bank and moneylenders' guidelines and criteria to locate the right loan.

We'll do it for you so you can get going on the things like a wedding, travel, new furniture or getting on top of that dental practitioner or surgery bills. A secured personal cash loan gives you more alternatives and better rates. Everything you need is either a vehicle or property to offer as security. In case you're searching for another car or motorbike, getting preapproved for an advance means you'll have the capacity to get the best arrangements when you see them.

Unsecured loans for those who can't provide security

Regardless of the fact that you have a bad credit history as a consumer or defaults with your current loans and accounts and are experiencing difficulty getting funds, our loaning specialists can most likely offer assistance. On the off chance that you don't have a car or property to use as security, or if your car as of now has money owing on it, you can get an unsecured short-term credit – simply speak with us about the options we can offer you.

Our loans are designed to meet your financial needs

Renegotiate your advance with us and we'll sort you out with a financing cost and reimbursements to suit you. The best loans are the ones that are customized to suit you – and that is the thing that you'll get at The Lending Room. You can make direct payments month to month, week after week or fortnightly – it's straightforward. In the event that you set it up on your pay day, you'll never need to stress over up and coming instalments again.

You'll likewise get a customized loan fee, contingent upon things like your money related circumstances and record as a consumer – everything we need to go forward with your online loan application is simple, just a bit of personal information including your employment and banking details, and identification.

Customer Reviews & Testimonials

The lending room showed me a variety of loan options available to me and helped me choose the right one.

Zachary T
— Dunedin —

Simple and easy to navigate the website, could apply straight from there online. Very happy.

Jesse T
— Lower Hutt —

The Lending Room showed me options for both secured and unsecured loans. I was able to find the best deal possible. Thank you!

Juan A
— Whakatane —

The Lending Room Contact Details

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 90339, Victoria Street West, Auckland, 1142, New Zealand

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed