Rating based on 79 reviews

The Lending Room

  • Bad credit loans up to $25,000
  • Low interest rates
  • Repayment up to 5 years

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Author The Lending Room. Screenshot of The Lending Room website.
[Accessed March 6, 2023]

About The Lending Room

The Lending Room finance brokers ensure clients in New Zealand who need loans for bad credit history secure these easily and quickly.

They will provide loans for people with bad credit at the best interest rate and affordable repayment terms. The Auckland-based broker is confident about its product offerings because it works with a wide range of credible lenders to assist blacklisted clients. Therefore their service prides itself on extensive knowledge and experience in the financial services industry.

Aims to have good relationships with clients

The broker provides clients right through the application process and provides those who want to get a loan with bad credit, the highest chance of getting approved. Their qualified staff is acutely aware of what each different lender requires in order to approve loans for people with bad credit. The broker will include the client’s specific circumstances when they apply for a loan. Their highly professional and friendly service, which includes securing bad credit loans with no credit check, meets the highest standards of excellence.

The Lending Room Services

Clients who want easy loans for bad credit are looking for a product offering that matches lifestyle and budget perfectly.

The Lending Room brokers will ensure that clients needing loans for bad credit history get exactly what they are looking for. The company specializes in finding custom solutions for valued bad credit customers. A feature of the company is that it eliminates the stress associated with comparing numerous bad credit loans from numerous lenders. They complete and undertake the process for each client wanting to get their hands on a bad credit loan.

Reasons for choosing The Lending Room

  • Clients wanting a bad credit loan through the broker can go on holiday, organize a wedding, buy new furniture, or just about anything needed with the emergency cash.
  • The Lending Room is much faster and more efficient in granting easy loans for bad credit due to its extensive knowledge and technological advancements.
  • Their highly professional and dedicated staff are focused on personal service.
  • The online loan application for bad credit which can be accessed on the website portal is simple and quick.
  • The company will ensure that clients meet and exceed the qualifying criteria of the chosen lender. Use a loan from them to achieve aspirations.

The Lending Room – Bad credit loan

  • Loan Type Bad credit loans
  • Loan Amount up to $25,000
  • Repayment 6 months to 5 years

Benefits of The Lending Room

  • Affordable loan options
  • Apply for a loan with bad credit
  • Flexible repayment options
  • Easy online applications

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a bad credit loan within just minutes, simply apply online

With The Lending Room's agents, clients won't need to wade through every bank and moneylenders' small print and criteria to locate the right easy loan for bad credit.

The advantage of using The Lending Room is that they access bad credit loans rapidly. This means those wanting to get a bad credit loan, can plan their dream holiday or wedding without the stress of worrying about finances.

The Lending Room loan options for clients

  • Secure advance options– A secured personal loan NZ allows the client more alternatives and better rates. All the client needs is a vehicle or property to offer as security.
  • Pre-approval– The company will help clients who are in the market for another car, boat or motorbike, getting pre-approved for a credit loan.
  • Bad credit advance options– Regardless of the fact that people may be in the market for loans for bad credit history and have been blacklisted, The Lending Room has a solution for these types of clients.
  • Unsecured advance options– If a client owns a vehicle or property, they can qualify for unsecured credit – they simply need to fill in the form and speak to an agent.

Stress-free payment terms on blacklisted loans

The best emergency loans are the ones that are custom-made just for the client. That is what sets The Lending Room apart from other brokers. Clients can make direct reimbursement payments on bad credit loans on a monthly, weekly, or fortnightly basis it's that straightforward. The broker can help set up a direct debit process for the client so that installments are made directly to the borrower on payday and on time.

There is simply no reason why the public can’t get an easy loan for bad credit. The Lending Room has numerous benefits they pass on to their clients. So even if clients are blacklisted or have a bad credit score, they still qualify for a bad credit loan when they need it. They have so many beneficial options for everyone, and even though clients may possess a bad credit score with the bureau, they qualify for a bad credit loan when they need it.

The Lending Room unsecured loan

  • Clients can secure an easy online loan with no credit check for amounts of up to NZ$20,000.
  • Repayment terms are set between 6-months to 5-years.
  • Unsecured loans are granted at affordable rates of interest.
  • The Lending Room offers personal loans for bad credit that are tailor-made for each client’s situation. With them, people wanting loans for bad credit don’t simply get a decent arrangement; they get the right one.

Customer Reviews & Testimonials

The lending room showed me a variety of loan options available to me and helped me choose the right one.

Zachary T
— Dunedin —

Simple and easy to navigate the website, could apply straight from there online. Very happy.

Jesse T
— Lower Hutt —

The Lending Room showed me options for both secured and unsecured loans. I was able to find the best deal possible. Thank you!

Juan A
— Whakatane —

The Lending Room Contact

Physical Address

  • 6 Findlay Street, Ellerslie Auckland Auckland Region 1051 New Zealand
  • Get Directions

Postal Address

  • PO Box 87294, Meadowbank, Auckland New Zealand

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 08:30 – 17:30
  • Saturday – Closed
  • Sunday – Closed