ANZ Business Loan

About to embark on a new business venture of your own? Seek financial support from ANZ!

They are one of the largest companies in New Zealand. Through a range of different trademarks such as ANZ, ANZ Investments, and Bonus Bonds, they function across the entire financial spectrum. This includes asset finances, banking services, payment solutions, and investments.

They know that individuals, families, farms, and small businesses are very important to the economy of New Zealand. With this in mind, ANZ is clear about its responsibility to help Kiwis reach their financial aspirations.

ANZ employs about 9000 people in New Zealand and these individuals come from a broad span of backgrounds and skills that are very valuable for the company as a whole. ANZ is very committed to its clients' needs and has a desire to help New Zealand’s economy grow and develop.

Start and develop with ANZ

By using sustainable business practices, ANZ believes it can provide better outcomes for its customers, workforce, environment, and the community around them.

If you are currently running a business or just about to start, ANZ has more than one option for you:

• Business overdraft – get flexible and meet your daily cash flow needs.
• Business term loans – from medium to long-term financing, ANZ has you covered.
• Business Flexible Facility – A solution that is more flexible than term loans.
• Business Home Loan NZ – Accessible as a fixed or floating interest rate loan.
• Finance for agricultural business – ANZ borrows more capital from New Zealand farmers than any other bank.

Business term loans – You choose the loan type that will work for you.

Loan types

1. Fixed-rate business loan – you can fix your rate for a secured term to know exactly what your repayments are.
2. Floating rate business loan – without extra cost you can make additional repayments when it suits you and pay off the loan at any time.

Give structure to your loan

• Table loan – repayments remain stable throughout the loan period.
• Straight-line loan – A fixed amount of principal is paid with each repayment and interest is billed separately.
• Interest-only loan – the repayments only cover the interest amount and when the agreed term is over the loan needs to be repaid in full or renegotiated.

Business rates and fees

ANZ Business Term floating base rate is 2.60% p.a. You can also contact ANZ on 0800 269 249 to find out what rates and fees apply to you depending on which Term loan product you are eligible for.

Personal loans – for anything you need

• How much? –You can borrow $3000-$40,000 and there is a minimum amount of $1000 available for eligible Jumpstart clients.
• Loan periods from 6 months to 7 years – weekly, fortnightly, or monthly payments.

Get help to pay off your loan quicker

• Purchase your first home – go through the process confidently with ANZ’s help.
• Invest in property – use your current home equity to invest in property.
• Construction or renovations – Finance, plan, start and finish your project with ANZ.