Rating based on 89 reviews

Oxford Finance

  • Business loans up to $20,000
  • Low-interest starting from 9.95%
  • Repayment up to 5 years

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Oxford Finance homepage
Author Oxford Finance. Screenshot of Oxford Finance website.
[Accessed March 7, 2023]

About Oxford Finance

From a small company providing financial services to its local community, Oxford Finance now has a strong client base throughout New Zealand, occupying new purpose-built premises in Levin.

For over 25 years, Oxford Finance has been providing car loans, business loans and personal loans to customers throughout New Zealand.

Committed to exceptional service

You are provided with excellent old fashioned customer service because we care. When your loan application is approved, you become part of our Oxford Finance family. Whenever you need us, we are here. The success of Oxford Finance rests upon our hardworking and experienced team members who go out their way to serve our customers. Every team member personally gains satisfaction from helping our customers realise their business and personal goals.

Backed by a wealth of experience, the service Oxford Finance provides is renowned for being personal and friendly. Whether you are seeking vehicle, commercial or personal finance - you are given advice on a variety of different finance options that work for you.

Oxford Finance Services

Every business that is serious about growing to the next level needs a helping financial hand.

Oxford Finance is proud to support Kiwi businesses and approves a rapidly growing number of business loans each year. We know that every business is unique and has different needs. For this reason, your  business loan is assessed on an individual basis.

This is where finance can help:

  • Plant and equipment: From diggers, tractors, and forklifts to vehicle testing and repairing equipment, Oxford Finance offers a wide range of plant and equipment finance to assist your business.
  • Vehicle finance: Vans, trucks and trailers, taxis, courier vehicles - talk to us about your business vehicle needs.
  • Property finance: Commercial, industrial or residential property finance available at competitive rates.
  • Marine finance: Trailered craft and moored boat finance available.

Oxford Finance – Business loan

  • Loan Type Business loans
  • Interest Rate 9.9525.95% p/a
  • Loan Amount up to $20,000
  • Repayment 12 months to 5 years

Benefits of Oxford Finance

  • Affordable payment plans
  • Speedy business loan turnaround times
  • A quick and easy online loan application
  • Fixed interest rates

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get the ideal business loan from Oxford Finance at a competitive rate

Oxford Finance is a professional business finance provider that will help you find a loan that is perfectly suited to you and your business.

Apply for a loan today

With an easy three-step process for personal finance, car loans, and commercial business loans, Oxford Finance is a popular choice. They are proud to provide you with competitive rates. Allow their dedicated staff to organize the finance you require in these three easy steps:

  • Call them or apply online – To apply for a loan simply provide them with the required information so that Oxford Finance can pre-approve your loan.
  • Go shopping – Shop for your desired purchase, and provide them with the details so that they can undertake a full security check. Oxford Finance will then give you purchase approval.
  • Sign your loan agreement – Finally, sign your loan agreement. You’re now part of the Oxford Finance family – and you can make your purchase!

Customer Reviews & Testimonials

Friendly staff, excellent service, and a good loan product.

Danielle S
— Wellington —

Wonderful service, very competitive rates, and repayment on my chosen terms.

Libby G
— Gisborne —

Oxford Finance Contact

Contact Number


  • not available


Physical Address

Postal Address

  • P O Box 429, Levin, 5510, New Zealand

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed