Finance Now

Get a business loan minus the hassle!

Are you starting up a new venture? Or do you have to replace equipment? Maybe you want to expand your business without tying up your capital, whatever the reason, Finance Now has the best business finance solutions for you. Access commercial lending products such as business rentals and business loans through a wide range of B2B retailers across New Zealand.

Finance Now has been assisting thousands of New Zealand businesses as well as individuals with the greatest financial services and products for more than 20 years now. They are different from your normal high-street banks when it comes to the way they approve applications, as they base their decisions on your ability to pay and previous credit history, and not just on the security you can provide.

Getting a business loan in NZ

Whether you are planning on expanding your business, replacing equipment, or starting a new venture – they will help you find a financial solution specific to your needs. The best part is that Finance Now is fully New Zealand-owned and operated – so you will be getting the support you need from kiwis that understand.

They have a highly experienced team that is ready to help you reach your business goals and to answer any questions you might have. You can either call them on 0800 299 399 or you can choose to submit an online application if you prefer that over a phone call.

You can apply online now in just a few minutes and the application form is so easy to complete. As soon as you've finished, they will let you know if you've been approved and contact you to arrange payment and the completion of the contract – it’s as easy as that!

Get a business loan between $1,000 and $20,000 with an interest rate from only 12.5% to 16.5% depending on the amount, term, and your profile.

You can repay this loan over 6 to 60 months depending on the amount you borrow and the normal lending criteria and loan terms apply. Use their loan calculator to give you a better idea of how much you will be paying for the amount you need.

Remember these repayments shown are only indicative and will include an application fee of $175. Before your loan is finalized you will receive full disclosure of all the terms of your loan (including the total amount payable over the term of the loan).

Get great store deals

Thousands of retail stores across New Zealand use their Credit Sales facility, allowing you to have credit options when you're shopping around. From furniture to home electronics, car accessories, and more.

Credit cards

They have 3 great credit cards to choose from that will provide you with more financial flexibility, options, and rewards.

For when it is time for new wheels

Whether your car needs a serious upgrade or you are planning on buying your first car, Finance Now is the right place to get the best car loan deal with competitive rates.

eMoney – manage your money your way

Register and join for free for you to send and receive texts for free, set up payment reminders, review payments, print statements, update your contact details, enjoy a fast approval process, receive special offers, and more.