BNZ Business Loan

Get the right finance for your business from one of the greatest banks in New Zealand.

BNZ has been assisting businesses with finance for over 150 years now, so they have the expertise and advanced knowledge of the business financing industry. Join a bank that is committed to continuously redesigning and evolving its business for the future.

They have a high passion for the people of New Zealand and have various supporting community programs in place to make the country a better place. Enjoy first-class banking services and advice while staying safe online.

Get the business loan you need to grow your business while enjoying other benefits like getting advice from experts, easily managing your everyday finances, help with using their online tools, loading PINs, opening other accounts, doing financial health checks, and much more.

Business loans and more

Besides business loans, they may also be able to provide immediate access to funds whether your business is financially impacted by the economy or a pandemic of some sort.

Here are a few solutions

• A temporary overdraft
• Extending trade credit
• Support with supply chain challenges
• Asset finance funding up to 100 percent or using equipment as security to release capital back into your business
• A business loan of up to $100k
• Extending term lending periods
• They can help with reducing repayments or moving to interest only, this will be done on a case-by-case basis
• Access a Good-to-Grow loan, with no establishment fees
• Other waiver options as well as support, guidance, counseling resources to help you through financial difficulties

Get a convenient, easy to manage business loan between $5,000 and $100,000 to help you free up some cash flow or to expand your business.

You can apply for a loan anytime online and typically have the money within 2 business days, sometimes faster. The great part is that they offer competitively low and fixed rates which makes it so much easier to repay. With them, you also have the benefit of ongoing support, guidance, and resources if you’re experiencing financial difficulties.

Investments – reach your goals

Access a variety of investment plans to help you reach your future financial goals. You can choose to have your interest paid monthly, quarterly, six-monthly, annually, or at maturity depending on the size and term of your deposit.

Protect your business in every way

They offer a range of insurance that can be used to protect your business financially no matter what life throws at it. This is a great way of preventing financial ruin when the worst happens.

• Life insurance for when you become disabled, critically ill, or pass away.
• Asset protection to protect your business assets from damage or loss.
• Vehicle insurance in case of an accident to replace or repair your company vehicle.
• Liability insurance to protect your company against third-party claims.
• Business interruption to protect your business against an unexpected loss of income.
• Commercial insurance for business and rural operations