Rating based on 23 reviews

BNZ Business Loan


  • Business loans up to $1,000,000
  • Low-interest starting from 6.43%
  • Repayment up to 15 years

In-page navigation

BNZ homepage

Author BNZ. Screenshot of BNZ website. [Accessed September 3, 2021]

About BNZ

Bank of New Zealand (BNZ) is one of the largest and oldest banks in the country.

It opened its first office in Auckland in 1861 and has been serving the people and businesses in the country ever since. Today, we have a large network of branches and first-class online lending services designed to meet fully the needs of our customers.

We help businesses to start and to grow

We assist individuals and families with achieving and maintaining the lifestyle which they have chosen by offering personal and business loans NZ. We are dedicated to making the dreams of homeownership, profitable investment and peaceful retirement reality.

We are a socially responsible company contributing to the wellbeing of our community and to sustainable development. We are proud to have a diverse workforce.

BNZ Services

Manage effectively the operations of your business and implement your plans for growth successfully with the business loans of BNZ.

At the Bank of New Zealand, we offer financial solutions to match the needs of any company irrespective of its size and industry. We are specialists in invoice finance, business overdrafts, vehicle finance and asset finance. We make cash flow management easy, simple, highly effective and cost-efficient.

With us, asset investment is straightforward

We provide long or short-term loans to small businesses and start-ups and a comprehensive range of financial solutions including award-winning transaction accounts. We are proud holders of the Canstar Award for Best Small Business Bank. To medium and large businesses, we offer specialist finance and banking solutions, complete assistance with financial decision making and education workshops.

BNZ Business loan

  • Loan Type Business loans
  • Interest Rate from 6.43%
  • Loan Amount up to $1,000,000
  • Repayment 12 months to 15 years

Benefits of BNZ

  • A quick and easy loan process
  • Conveniently apply online
  • Asset and business finance options

We are the professionals when it comes to business loans in NZ

For more than 150 years, BNZ has been helping New Zealanders in Wellington with Business Loans.

We've been assisting organizations to develop and make their business objectives a reality. What keeps our wheels turning is - to dependably arrive at a financial solution for you, and to remember that we are the reliable choice in view of our esteemed customers. We keep on giving cost-effective business finance that individuals can benefit from.

We are known for giving businesses opportunities

  • Growth in our organization making us sufficiently big enough to have an effect, while our hearts stay little, making us empathetic to our client's necessities.
  • Providing a worthwhile loan process through the most recent and imaginative advancements
  • Through building up dependable associations with our customers, our clients reap the benefits from our organizations and advantage from the financial offering.
  • Honesty, polished methodology and trust all in one house
  • Putting an inspirational point of view toward your protection choice – giving you something worth grinning about!
  • Apply for a loan quickly and completely online

We ceaselessly endeavor to enhance the way we present our business finance in New Zealand, permitting our business customers to have control of their business and what's critical to them, we will secure the money-related areas of your organization, while you continue with day by day life. We keep you upgraded with developments that can ceaselessly enhance your business considering, and better approaches to enhance your business growth.

We are not new to this industry; we have years backing our administration all through the nation. A large number of respectable organizations depend on us to keep them shielded from times of financial need. Join our group of fulfilled organizations, and grow your business with our innovative and prosperous online business finance. Let us help you build your business empire.

Customer Reviews & Testimonials

BNZ has been a part of my business plan from the start, they have the best reputation and they live up to their promises. I could not have asked for more.

Michael C.
— Auckland —

They helped me with the startup of my business and are again now helping me add to it, I was just approved for a new business loan to help me purchase vehicles for the company.

Louis M.
— Wellington —

Very quick and simple business loan solution, I can confidently recommend their services.

Mickey A.
— Rotorua —

BNZ Contact

Physical Address

Postal Address

  • Private Bag 39806 Wellington Mail Centre, Lower Hutt, 5045, New Zealand

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed