Global Finance

Are you starting up a new business or franchise? You can get clever business loans and more with Global Finance.

They have been helping Kiwis reach their business goals since 1999. With their outstanding customer service, Global Finance personalizes every loan by:

• dealing with negotiations on your behalf,
• giving you access to the financing you desire,
• helping you with smarter loan structures and,
• safeguarding your wealth.

Mr Ajay Kumar set Global Finance in motion with a goal in mind, to help Kiwis save more and steer clear of unnecessary interest. With the right banking skills, Mr Ajay Kumar has helped some of his customers get mortgage-free in only 7 years and so far arranged more than $11 billion in mortgage and insurance cover.

Get your dream business going 

If you want to grow your business into what you have always dreamed about, getting a business loan NZ with Global Finance can help you achieve that goal. A business loan can aid you in:

• buying an existing business,
• starting a new franchise or business, or
• investing in your current business.

Giving customers hope

• Giving them more freedom and choice – approvals from numerous banks.
• Save more in interest costs – better loan structures.
• Helping you to make better-informed decisions - award-winning customer service.
• Stress-free convenience.

You can even get the whole of your business loan at home loan rates.

Banks will approve a maximum amount of 50% of the value of the business and with a security offer other than the business itself banks usually lend up to 80% of the value of the asset.

The repayment terms

Business loans have a loan period of 5-6 years. If you have taken the option to offer security through a residential property, the loan will have a repayment period of 30 years.

What about interest rates

In comparison with standard home loan NZ rates, business loan interest rates are usually 3-4% higher. Nevertheless, Global Finance works on your behalf to negotiate with banks and ensure you get competitive interest rates.

Consider investing in:

• Office buildings
• Industrial Warehouses
• Shopping centres
• Buildings where business can operate in.

Often commercial property can be bought with tenants and leases in mind.

First home buyer loans

From preparing for the search of a new home to getting ready for move-in, Global Finance has constructed an easy and simple guide to help you get through the process of purchasing your first home. Whatever the size of your dream home, most banks will lend up to 80% of your completed new home.