Rating based on 82 reviews

Admiral Finance

Updated
  • Business loans up to $50,000
  • Low-interest starting from 13.95%
  • Repayment up to 5 years
Admiral Finance homepage
Author Admiral Finance. Screenshot of Admiral Finance website.
[Accessed March 7, 2023]

About Admiral Finance

At Admiral Finance, the focus is on helping people who have problems to solve.

They take into account the personal story and needs of every applicant before doing the math and extending a loan that the person will be able to repay. They know the ways of the market and can understand each situation fully as well.

A team of experts - here for clients

Admiral Finance provides personal loans, vehicle finance, debt consolidation, and more. The company is a Registered Financial Adviser, and so are all the people responsible for approving loans. The company was started in 2003 by Dougal Shand, a Chartered Accountant with international experience, and remains 100% New Zealand-owned. It has a team of experienced specialists who strive to provide the ideal personal loan to every client.

Admiral Finance Services

Admiral Finance offers personal and business loans, car and boat finance, consolidation loans, and quick loans at highly competitive rates.

At Admiral Finance, the goal is to meet each client’s personal needs and come up with a loan that matches their requirements and ability to repay. No matter whether money is needed to manage cash flow or to buy a new vehicle for a business, Admiral Finance is there to help.

They specialize in secured and unsecured loans

Admiral Finance pays special attention to each and every customer. They listen to the personal story of each applicant. They are speedy, with cash available within 24 hours of applying for a loan online. They show maximum flexibility and will come up with the most comfortable loan repayment schedule for clients.

Admiral Finance – Business loan

  • Loan Type Business loans
  • Interest Rate 13.9524.95% p/a
  • Loan Amount up to $50,000
  • Repayment 6 months to 5 years

Benefits of Admiral Finance

  • Flexible financial options
  • Applying online is easy
  • Get a loan in 60 minutes
  • Loan rates are competitive

Business loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Admiral Finance is the trusted name when it comes to business loan providers

Admiral Finance in New Zealand is the place to contact when looking for a business loan.

They are different from other banks in the area. Providing quick and flexible solutions, they can accommodate the rates, payment terms, and the amount needed to give clients the service they deserve and the cash flow to get their business started. They take each business personally and are interested in what clients are all about. It’s not just about offering the finance needed; it’s also about building relationships with customers.

Not all New Zealand money lenders are the same. Admiral Finance likes to know they are the top choice for growing businesses and getting the finances needed to achieve that.

They’re quicker than the average bank

Clients can get their money rapidly. It's exceptionally straightforward—they listen to the desired business needs, make a decision, and clients get the cash. It all happens within 24 hours as well!

They’re flexible with tailor-made financial solutions

If clients can manage the quick loan repayments and meet the lending criteria, Admiral Finance will help. Being turned away by other lenders can leave individuals feeling distraught and unmotivated, but they will lift spirits again by helping secure the business loan needed.

They can lend the cash needed if applicants are:

  • More than 18 years of age
  • Have a base wage of $400 a week going into their bank account

For all Admiral Finance advances, there are terms, conditions, and charges that apply.

Their loan advances range from $400 to $50,000 with easy repayment terms, and clients can apply for a loan online.

They’re a genuine financial business

Located in Christchurch, New Zealand, they’ve been around since 2003, and their overseeing executive is a well-regarded Chartered Accountant who has worked for significant organizations all over the world. Everyone at Admiral Finance has extensive experience with finance and the ability to understand the individual needs of all their customers.

Clients can apply online or simply call them—it’s so simple!

They’ll listen to each circumstance and assist wherever and however they can!

man holding thumbs up

Admiral Finance is a trusted & reliable provider of business loans

In our review, Admiral Finance adheres to the compliance criteria in accordance with the Credit Contracts and Consumer Finance Act 2003, where the granting the loan will not cause financial distress to the consumer.

✅ Admiral Finance is a registered credit provider in New Zealand: FSP9421

Customer Reviews & Testimonials

Admiral Finance helped me with an affordable business loan when I wanted to expand my business premises.

Joseph P.
— Napier —

Best business loan solution in the business!

Heinz M.
— Hamilton —

The most affordable business loan option I have been offered to date.

Joe A.
— Auckland —

Admiral Finance Contact

Physical Address


Postal Address

  • PO Box 36 606, Merivale, Christchurch, 8146, New Zealand

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed