Rating based on 68 reviews

Gold Band Finance

  • Business loans up to $250,000
  • Low-interest starting from 9%
  • Repayment up to 5 years

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Gold Band Finance homepage
Author Gold Band Finance. Screenshot of Gold Band Finance website.
[Accessed March 7, 2023]

About Gold Band Finance

Get a perfectly tailored business loan NZ to help you reach your goals!

Gold Bank Finance has been helping Kiwis with the very best business finance for over 30 years now. They are a New Zealand-owned and operated company that has been providing great investment and finance options to the people of NZ since 1986.

They are responsible for their lending and will always make sure that you can afford or have a well-structured plan to repay your loan without unnecessary stress.

How to finance a business with no money

Get easy-to-understand answers for all your questions from a team that has more than 3 decades of experience and knowledge in the field. With them, you can always be in control of your finances and know that you will enjoy great rates with easy and flexible repayment terms.

Grow and develop your venture without hassle and stress as they will work with you to find you the most perfect deal as fast and flexible as possible. They are committed to the role they play in the economic business world of New Zealand and they work hard to provide stability, growth, and security to thousands of businesses.

Gold Band Finance Services

Access a tailored business loan between $10,000 and $250,000 with a range of flexible repayment options between 1 and 5 years.

You also have the option of securing your loan with certain assets as this will usually allow you to get a lower interest rate.

They offer the following business funding:

  • Plant and equipment finance.
  • Motor vehicle finance.
  • Leasehold improvements finance.
  • Insurance premium finance.
  • Business acquisition finance.
  • Working capital finance.
  • Commercial development property finance.
  • Commercial construction finance.
  • Commercial property finance.
  • Bare land purchase - bridging finance.

Rural finance – typically for farmers

These personal loans are designed to help you fund equipment or livestock purchases that will grow your business and raise capital from the equity in your property.

Gold Band Finance – Business loan

  • Loan Type Business loans
  • Interest Rate 919% p/a
  • Loan Amount up to $250,000
  • Repayment 1 to 5 years

Benefits of Gold Band Finance

  • Flexible interest rates
  • Bridging finance options
  • Quick loan application

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Gold Band Finance is the perfect financial solution for your business

They lend to businesses across a range of industry sectors.

With this strategy, they can diversify their risk and maintain a diverse lending portfolio. So, this means that they will have an in-depth understanding of the demand of the industry you are going for and will be able to save you some time on a lot of factors because they have extensive knowledge and specific products across most sectors.

Specific products, tailored loans, proper support

  1. You can apply for a loan online or visit a branch, you can even call them if you want to. Firstly you’ll need to provide them with some information about your new or existing company and in some cases, they will also want some information about you and your finances.

It is good to have financial projections, statements, and a business plan outlining your business goals and how you are planning to make repayments ready for them as this will help you get approval even faster.

  1. They will contact you to see how they can assist you with your application to ensure they know exactly what you need and how much you can comfortably afford, they might ask you for more supporting documents if needed
  2. If approved, they will present you with a loan agreement and if you are happy to accept their offer, you can then sign to proceed.

Quickly approved business loans

Receive the funds. Normally, you will be able to receive the fund on the very same day, depending on the amount you are applying for.  Larger amounts can take longer as a process of credit approval will be required and can take a few days, but if it is a fairly small amount, you can have the funds in just a few hours. 

Benefits of a Gold Band Finance business loan

  • They have an in-depth local understanding.
  • Extensive experience in most business sectors.
  • Proper support and advice.
  • A hard-working team that will be able to answer all your questions and exceed your expectations.
  • NZ-owned and operated.
  • Online, telephonic, or face-to-face applications are available.
  • Secured and unsecured loans.
  • Flexible repayments.
  • Tailored business finance.

Customer Reviews & Testimonials

I want my business to be the best so I needed a lender that specialises in financing the best. I found what I was looking for in GBF, just the best for my business.

David S
— Gisborne —

I value the customise financial solution that Gold Band Finance put together for my business. Very professional and functional.

Clive R
— Auckland —

Excellent customer service, quick turnabout time. Perfect for my business needs.

Ashley G
— Wellington —

Gold Band Finance Contact

Physical Address

  • 6 Sir William Pickering Dr Burnside Christchurch 8053 New Zealand
  • Get Directions

Postal Address

  • PO Box 713, Christchurch, 8140, New Zealand

Opening Hours

  • not available