Rating based on 84 reviews

Loan Market

  • Business loans up to $200,000
  • Low-interest starting from 9.95%
  • Repayment up to 10 years

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Loan Market homepage
Author Loan Market. Screenshot of Loan Market website.
[Accessed March 7, 2023]

About Loan Market

Obtain small to large business loans easily and without a pile of stressful paperwork!

Loan Market offers a range of business loans amongst other financial products that are assisting thousands of businesses and kiwis to reach their financial goals. They will work hard to get you what you need as they understand that every business venture has its own unique business needs.

Great customer service

Get the support and service you deserve from a family business that is not owned by a bank. Access the best for your business through their extensive panel of over 20 lenders to choose from.

Enjoy dealing with highly qualified and friendly staff that is required to meet continuous educational standards and internal customer service standards. They are committed to exceeding your expectations, every time and delivering you with first-class service that meets your needs.

How business loans work NZ

Most of the time is not so much about how big your business is, but more about what specifically you need the loan for, is it for cash flow, machinery, stock, business expansion, or starting capital? Small business loans work the same as larger business loans.

You can get a small business loan for as little as $10,000 or a large loan into the millions, it all depends on what you need and the type of business you’re running.

Loan Market Services

Get the business loan you need whether you have a retail shop, factory shop, garden service just started a coffee shop, or whatever it is that you are starting, expanding, or trying to keep alive.

You can obtain an online loan of as little as $10,000 or into the millions by applying in just a few minutes. They have strong relationships with all the right businesses, commercial lending specialists and major banks, Loan Market advisers that can assist with business finance for expansion, investment funding, purchase, leasing, or refinancing of commercial properties, retail shops, industrial land, factories, and offices or cash flow lending.

Insurance – to prevent financial loss

Cover your business for when the worst happens. You won’t want to be in a situation of having to close down if there was a sudden flood or fire. A robbery can leave you without stock and no money to replace it. Customers can sue you if they bought a product from you that made them sick or gave them a rash for example.

These are all things you can protect your business from by getting comprehensive business insurance from Loan Market. They have a range of other insurance as well.

You can create your financial future

​Consult with experienced advisers that have the knowledge to help you choose the right investment plan for your situation. Don’t wait another day, take your first step towards your goals.

Loan Market – Business loan

  • Loan Type Business loans
  • Interest Rate 9.9529.85% p/a
  • Loan Amount up to $200,000
  • Repayment 1 year to 10 years

Benefits of Loan Market

  • Compare loan deals
  • Low document loans
  • Easy loan application

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Loan Market paves the way to success through unique business loans

Here are some business loans for you to consider whether you are a small or large business owner

  • Overdraft/working capital loan
  • Term loan
  • Line of credit
  • Cash flow finance
  • Hire purchase
  • Chattel mortgage
  • Leasing finance
  • Low doc loans for small businesses, etc.

This loan can help you out if you need money for a holiday, a medical bill, or even for home improvement or a wedding.

How to get a business loan NZ

Step 1: Apply -You can either call them to set up a meeting with a business loan NZ advisor or fill out the form online to get your application started. It is important that you know how much you’ll need and how quickly you will be able to pay it back so that they can tailor-make the perfect business loan for you.

They will take you through the process step by step and advise exactly what documents they might need from you such as audited bank statements, proof of identification, your business incomings and outgoings, etc.

Step 2: Assessment -Your application will be assessed to determine whether you meet their serviceability requirements. This process includes confirmation of the information you provided and they may ask for more supporting documents if needed.

Step 3: Approval and money transfer -Once you have been approved for business finance, they will directly deposit the funds into your nominated business account.

Benefits of getting  business finance from Loan Market

  • Support from a team that will go the extra mile for you.
  • Affordable repayments.
  • The opportunity to grow your business without tying up your cash flow.
  • They get things done quickly.
  • Flexible terms to suit your needs.
  • A loan that will be 100% tailored to your business needs.
  • Expert advice from advisers that have been in the business finance industry for years.

Customer Reviews & Testimonials

Whatever your business need, Loan Market can help. I used them twice now for my business, a very good choice.

Sharon H
— Christchurch —

Very simple and easy to obtain a loan from Loan Market, nice and affordable too!

Abby S
— Auckland —

Excellent service received from my consultant.

Howard A
— Wellington —

Loan Market Contact

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Physical Address

Opening Hours

  • Monday 08:00 – 21:00
  • Tuesday 08:00 – 21:00
  • Wednesday 08:00 – 21:00
  • Thursday 08:00 – 21:00
  • Friday 08:00 – 21:00
  • Saturday 08:00 – 21:00
  • Sunday 08:00 – 21:00