Heartland Bank

With roots stretching back to 1875, Heartland is a well-established New Zealand bank.

Heartland Bank provides banking products in three key sectors: personal loans, including consumer lending, reverse mortgages, and motor vehicle lending, business loans, and rural loans.

Service the Heartland Bank way

Customers receive professional, tailored advice and service to meet their specific needs. The Code of Banking Practice sets out standards for good banking practices. Heartland adheres to this Code (as a member of the New Zealand Bankers' Association) and views it as a minimum standard to maintain good relationships and communication with customers.

Heartland Bank offers a variety of lending services to help finance numerous purchases that New Zealanders want to make but may not have the capital for.

Among the lending services offered are the following:

• Small business loans: Unsecured loans up to $50,000 and secured quick loans up to $250,000
• Franchise loans: Financing for starting or growing a franchise
• Plant and equipment loans: For new or used construction, agricultural, or earthmoving equipment
• Truck and trailer loans: Funding for all types of trucks and trailers, including assistance with painting, body builds, repairs and maintenance, engine replacements, and signage to get businesses on the road.