HSBC

As one of the world’s largest banking and financial services organizations, HSBC is one of the best lenders for those looking to apply for a businss loan.

The bank serves more than 37 million customers through four global businesses: Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, and Global Private Banking. It covers 70 countries across Europe, Asia, the Middle East, and Africa, North America, and Latin America.

HSBC excels when it comes to growth

With around 4,000 offices worldwide, HSBC aims to be where growth occurs, connecting customers to opportunities, enabling businesses to thrive, and helping economies prosper, ultimately assisting people in fulfilling their hopes and realizing their ambitions.

HSBC in New Zealand

HSBC was the first bank granted a banking license in New Zealand in 1987, following the deregulation of the country’s financial markets that same year. The bank initially opened its head office in Wellington but moved it to Auckland in 1989. With offices in Wellington and Christchurch, HSBC provides a wide range of banking services in New Zealand through three global businesses: Retail Banking and Wealth Management, Commercial Banking, and Global Banking and Markets.

They can finance capital investments and business growth, and obtain capital to improve cash flow or manage day-to-day expenses more effectively.

Their specialists have a wealth of experience customizing lending programs to suit the requirements of all types and sizes of organizations. Clients can gain access to a range of long and short-term loans designed to meet the specific funding needs of their businesses.

They specialize in:

Commercial mortgages - Access business loans for purchasing new property, as well as refinancing or making improvements to existing buildings.

Overdraft - Minimize the risk of unplanned overdrafts. Improve cash flow management by having the option to easily access funds.

Term loans - Utilize customized lending programs to meet specific business challenges, such as supporting growth, investing in and developing commercial real estate, or financing long-term capital projects.

Revolving loans - Boost working capital to cover short-term or day-to-day expenses by drawing, repaying, and redrawing cash as needed within the limits of the facility.