Rating based on 34 reviews


  • Business loans up to $200,000
  • Low-interest starting from 6.89%
  • Repayment up to 5 years

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HSBC homepage
Author HSBC. Screenshot of HSBC website.
[Accessed March 7, 2023]

About HSBC

As one of the world’s largest banking and financial services organizations, HSBC is one of the best lenders should you want to apply for a loan.

We serve more than 37 million customers through four global businesses: Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, and Global Private Banking. We cover 70 countries in Europe, Asia, the Middle East, and Africa, North America, and Latin America.

We excel when it comes to growth

With around 4,000 offices worldwide, we aim to be where the growth is, connecting customers to opportunities, enabling businesses to thrive and economies to prosper, and ultimately helping people to fulfill their hopes and realize their ambitions.

HSBC in New Zealand

We were the first bank that was granted a banking license in New Zealand, in 1987, following deregulation of the country’s financial markets in the same year. HSBC initially opened its head office in New Zealand in Wellington but moved it to Auckland in 1989. With offices in Wellington and Christchurch, we provide a wide range of banking services in New Zealand via three global businesses: Retail Banking and Wealth Management, Commercial Banking, and Global Banking and Markets.

HSBC Services

We can finance capital investments and business growth, and obtain capital to improve your cash flow or manage day-to-day expenses more effectively.

Our specialists have a wealth of experience customizing lending programs to suit the requirements of all types and sizes of organizations. Get access to a range of long and short-term loans designed to meet the specific funding requirements of your business.

We specialise in:

Commercial mortgages- Access business loans for purchasing new property, as well as refinancing or making improvements to existing buildings.

Overdraft -Minimise the risk of unplanned overdrafts. Improve your cash flow management by having the option to easily access funds.

Term loans - Make use of our customized lending programs to meet specific business challenges, such as supporting growth, investing in and developing commercial real estate or financing long-term capital projects.

Revolving loans - Boost working capital to cover short-term or day-to-day expenses by drawing, repaying and redrawing cash as needed within the limits of the facility.

HSBC – Business loan

  • Loan Type Business loans
  • Interest Rate 6.8929.99% p/a
  • Loan Amount up to $200,000
  • Repayment 1 year to 5 years

Benefits of HSBC

  • Compare business loan features
  • Quick online loan applications
  • No hidden fees

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

You can have your loan approved TODAY! Simply apply for a business loan with HSBC

Looking for a lender to finance your business ventures? HSBC is a lender that offers quality business loans, personal loans, and vehicle loans to locals in need of some financing.

They also believe in entrepreneurs and they are doing everything in their power to help these people be successful.

How to apply for an HSBC business loan online

If you want to get an affordable business loan from HSBC then you can call them, email them or request a callback.

You can request a callback by visiting their website and click on ‘Request a callback’. This will direct you to a page where you can enter your name, contact details and the preferred time and date that you wish them to call you. 

Customer Reviews & Testimonials

Safe and reliable finance option, they have a great reputation for a reason.

Harold V
— Masterton —

I wanted to expand my existing business and approached several lenders trying to find the best and most affordable fit. Needless to say, I went with HSBC!

William S
— Whakatane —

Phenomenal service received from the in-branch consultant, competitive rates and fair repayment terms.

Hannah S
— Auckland —

HSBC Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO BOX 5947, Wellesley Street, Auckland, 1141, New Zealand

Opening Hours

  • not available