Rating based on 64 reviews

The Lending Room

  • Business loans up to $20,000
  • Reliable business finance
  • Repayment up to 5 years

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The Lending Room homepage
Author The Lending Room. Screenshot of The Lending Room website.
[Accessed March 7, 2023]

About The Lending Room

As lenders, we believe that our customers should always experience choice, convenience and professional, friendly service.

Our customers receive an expert mentor through the often complex lending process. Each one of our brokers offers extensive choices and access to business loans while balancing a customer’s financial interests and goals.

We represent you positively

There are many different lending options out there for consumers to choose from. As an independent finance broker, we deal with numerous lenders and therefore have access to all of those market options. We are able to enhance your chances of loan approval as we know what lenders require and prefer to see when reviewing a loan application.

If we think that your loan application is unlikely to be approved, we will let you know why and provide lending advice for what we believe will help you get approved in the future.

The Lending Room Services

You will find a vast range of services, catering to the needs of clients all over New Zealand.

With our expertise, we are able to give you the perfect business loan that is specifically tailored to your individual needs and the requirements of your business venture.

We offer these quality services

  • Secure loan - A secured loan gives you more options and better rates. All you need is a car or property to offer as security.
  • Bad credit loan - Should you have a bad credit history or default with Baycorp and are having trouble getting business finance, our lending experts can probably help.
  • Unsecured loan - If you don’t have an asset as collateral, you can still get an unsecured business loan – just talk to us.
  • Refinance loan - Refinance your business loan with us and we’ll sort you out with an interest rate and repayments to suit you.

The Lending Room – Business loan

  • Loan Type Business loans
  • Loan Amount up to $20,000
  • Repayment 6 months to 5 years

Benefits of The Lending Room

  • Apply for a loan with bad credit
  • Flexible repayment options
  • Secured loans with better rates
  • Affordable unsecured loans

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get ready to open your doors with a business loan from The Lending Room

If you’ve got a great business idea that you want to get off the ground but you require decent financing, The Lending Room can help with a business loan to suit your needs.

Whether you need cash to get your new company off the ground, to expand, or to cover a shortfall, The Lending Room can tailor a business loan to suit your business and your budget.

How to apply for a business loan

The Lending Room will get you the financing you need in order to open the doors of your business and make your dreams a reality.

All you need to do to apply for a loan is go onto their website and click on the ‘Apply Now’ button, which will direct you to an online loan application. Here you will need to enter some personal details, the amount of the loan, the purpose of the loan and a general rating of your credit score.

It takes between 5 – 10 minutes to complete and once you have submitted the business loan application, The Lending Room will contact you.

Customer Reviews & Testimonials

No wasting time, I was able to fully apply for my business loan online. Very convenient.

Rebbeca S
— Auckland —

Fast and affordable, great for busy entrepreneurs!

Gavin K
— Christchurch —

The Lending Room Contact

Contact Number


  • not available


Physical Address

Postal Address

  • PO Box 87294, Meadowbank, Auckland, 1010, New Zealand

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed