Aqua Cars

Aqua Cars is a privately owned New Zealand financial and vehicle provider. Our company was founded back in 2006 and we originally operated under the name of Equity Cars.

Our experienced teams of financial providers are spread out over our beautiful island country and can be found in various locations, including Mangere, Henderson, Hamilton, and Wellington.

We care about our clients

At Aqua Cars we live by a people-based philosophy. With this philosophy we pay attention to our clients and their needs, we help them in every way we possibly can be it they need a long or short-term loan, and above all, we stand by them through both the good times and the bad.

Everything we do for our clients goes back to our commitment to our philosophy. In all honesty, our everyday purpose is to make the day of each and every one of our clients, by adding a personal touch to our services, being as helpful as possible, and offering our clients total finance and maintenance solutions. 

At Aqua Cars we aim to provide quality New Zealand car loans to locals – regardless of their credit history.

Every aspect of our services, from our loans to our customer services is delivered at the highest possible quality.

Bad credit? No problem

At Aqua Cars we aim to provide financial assistance to every single potential client. This includes providing bad credit loans to people who might have some blemishes on their credit records.

As a reputable vehicle finance provider in New Zealand, we know that a credit score is not everything. What sets us apart is that we have established certain key approval criteria that applicants need to meet in order to get approved for a loan.

This criterion includes your monthly income, current debt, monthly expenses, and of course the collateral that you can offer. If you meet this criterion in terms of the above, your chances of getting your loan application approved are very high.