Rating based on 92 reviews


  • Car finance up to $2,000,000
  • Low-interest starting from 0.5%
  • Repayment up to 30 years

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[Accessed March 6, 2023]

About interest.co.nz

For over 15 years, www.interest.co.nz has been the leading online source for finding lenders and interest rate comparisons in New Zealand.

It is fully comprehensive and this is what makes is stand out among competitors. It is updated constantly throughout the day to ensure that users receive the most accurate information for making their borrowing decisions.

We have a large range of loan options

The online service is provided by JDJL Limited of Auckland which is completely independent. It was established in 1999 and has been recognized for its high quality since. It is a major source of information for consumers and businesses searching for home loans, personal credit, and deposit products from banks and other financial institutions in New Zealand. The live free online service is delivered by an experienced team of analysts who uses large databases and advanced market intelligence tools.

interest.co.nz Services

When you buy a car, you have a variety of finance options to select from.

You can compare the interest rates on different car loans with the free online service of www.interest.co.nz. Before you choose a product and make a commitment, however, you should have a clear idea about the cost of the car loan and its repayment. 

Choose a loan option

If you have already chosen a car and you are offered finance by the dealer, you should get some time to read the offer and calculate affordability. The interest rates on car loans are higher than those on mortgage loans. That is why it may be tempting to use your home equity to finance the purchase of a car. However, with this option, you will have to pay interest for decades while a car loan is typically paid off within 4 years.

interest.co.nz – Car loan

  • Loan Type Car finance
  • Interest Rate 0.525.5% p/a
  • Loan Amount up to $2,000,000
  • Repayment 1 year to 30 years

Benefits of interest.co.nz

  • Quickly compare car loans
  • Flexible repayment terms
  • Competitive interest rates

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Talk to us today about the benefits we offer with our car loans

Wanting to purchase a new vehicle, let interest.co.nz in Auckland find you the right car loan.

Purchasing a second car, a new car or a used vehicle is something most of us have to do at some point in our lives. Starting from the beginning, and looking for the best deals is a mind-boggling task. Then you need to get finance for the vehicle which can be stressful at times.

We value your feedback

We intend to convey the best levels of administration to our new and existing clients. It's crucial to us that our clients are constantly satisfied with the service we render. We enhance our service by asking our customers every now and again anyway they rate our car loan service offering and are pleased to efficiently get fulfillment evaluations of 96%, demonstrating our clients are content with the overall quality service.

We offer better, premiums and better rates!

interest.co.NZ is pleased to supply a decent assortment of loan items together with low premium auto loans, high expectations and an administration to fulfill your ordinary needs – interest.co.nz has been granted the most noteworthy rating by independent commentators therefore you'll be guaranteed that you're acquiring at the right place for your next vehicle or home loan.

Driving off in style and still staying within your budget

Contact our group today, and become another satisfied customer, driving off in style and still staying within your budget. We know that purchasing a vehicle is not like taking out a payday loan to buy something small, it’s an investment, and you need the right people to handle this for you. We have the best bundle for you, permitting you to ride off in your new or second-hand car sooner than later. Come and get the auto credit you need, to get out and about in no time at all.

Contact us online and easily breeze through our simple credit application form, you will hear from us within hours with your outcome.

Customer Reviews & Testimonials

Buying cars is a somewhat difficult process, especially if finance is a major concern. Thankfully, one can even apply for a loan to cover a private seller, which makes car shopping so much easier...

Louise R.
— Auckland —

I’m really liking the flexible repayments; I can choose how long I wish to pay my loan off for.

Catherine K.
— Lower Hutt —

interest.co.nz Contact

Physical Address

Postal Address

  • PO Box 47-756, Ponsonby, Auckland, 1011, New Zealand

Opening Hours

  • not available