Rating based on 31 reviews

NZVF Car Finances

  • Car finance up to $80,000
  • Low-interest starting from 11.95%
  • Repayment up to 5 years

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NZVF homepage
Author NZVF. Screenshot of NZVF website.
[Accessed March 6, 2023]

About NZVF

NZ Vehicle Finance is a reputable New Zealand lender that is based in Hamilton. For years we have been providing quality financial services to the people of New Zealand.

With our quality services and fantastic reputation – not to mention the variety of quality loans we offer – you can be sure that NZ Car Finance is the perfect lender for you.

Quality customer service

At NZ Vehicle Finance we try to be the best lender we can be and this includes believing in giving our clients only the absolute highest quality customer service that will allow them to easily and effectively have their problems resolved with the least possible amount of effort.

NZVF Services

Our staff of financial experts and specialists work hard to satisfy their clients and assemble a loan package that is tailored specifically to your unique needs, budget and lifestyle.

NZ Vehicle Finance offers a variety of quality lending options ranging from car loans to personal loans and even business loans.

Competitive fixed interest rates

At NZ Vehicle Finance we offer competitive interest on all our loans. This will ensure that if you are in search of some vehicle financing, you can apply for an affordable car loan and repay it at a set interest rate that will remain the same for the repayment period. Our fixed interest rate is just another attempt to help you repay your debt easily and efficiently.

NZVF – Car loan

  • Loan Type Car finance
  • Interest Rate 11.9528.95% p/a
  • Loan Amount up to $80,000
  • Repayment 12 months to 5 years

Benefits of NZVF

  • Loan approval in minutes
  • Apply for a loan online
  • Low or no deposit vehicle finance

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

NZ Vehicle Finance tailors a loan to suit your individual needs

One of the most outstanding qualities of NZ Vehicle finance is the variety of options they offer to make the entire process more convenient for you.

We also offer customer service over many different platforms including telephone, email and in-store in Hamilton if you prefer more personal interaction. Our clients can always expect a variety of options from us.

Flexible repayment

Our repayment periods range from six months to six years. This gives you the ability to make a long-term or short-term loan. We also offer flexible repayments over this time. You can choose to repay your New Zealand car loan through weekly, fortnightly, or monthly repayments.

A loan that caters to you

Pre-set loan packages do not take your unique circumstances into consideration, therefore we opt to specially design a package that suits you.

At NZ Vehicle Finance, however, they take your unique needs, budget and lifestyle into consideration in order to help you find a loan or they will even create a loan that caters to your specific requirements. You no longer have to worry about making adjustments to your life in order to be able to afford a loan, but rather your lender will make adjustments to suit you.

Customer Reviews & Testimonials

My loan was approved in less than two days, with the money being paid over a day later.

Millie D.
— Queenstown —

Their interest rates and flexible repayments are amazing! One of their best features.

Caitlin B.
— Christchurch —

NZVF Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed